Semus Wealth Partners

Semus Wealth Partners

Semus Wealth Partners was founded in 2019 by Thomas A. Semus, a veteran financial advisor who previously served as a Vice President at UBS Private Wealth Management and earlier at Goldman Sachs. The firm was set up as an independent registered investment advisor in Boca Raton, Florida, a market dense with retirees, business owners, and Northeastern transplants who have relocated wealth to the state. Semus's career move reflects a broader industry trend of senior wirehouse advisors going independent to build fiduciary-first practices without the product-sale pressures of large bank platforms. The firm's investment approach centers on discretionary portfolio management with a strong overlay of financial planning, estate structuring, and tax mitigation — the core concerns of clients with multi-generational balance sheets. Semus Wealth Partners constructs globally diversified portfolios using primarily low-cost exchange-traded funds and mutual funds, allocating across U.S. large-cap equities, international developed and emerging-market stocks, and fixed-income instruments spanning government, municipal, and corporate bonds. The firm also advises on alternative investments and private placements for qualified clients, incorporating real estate, private equity, and hedge fund exposure where appropriate for illiquidity-tolerant portfolios. Service scope extends to concentrated stock position management, retirement income modeling, and insurance-needs analysis. The firm operates from a single location in Boca Raton, serving a client base concentrated in South Florida. Thomas Semus is the sole named principal on public filings, and the firm does not disclose total team headcount. In March 2025, the firm filed its most recent Form ADV annual amendment with the SEC, reflecting its ongoing regulatory standing as a state-registered investment adviser in Florida and Texas. The ADV shows Semus Wealth Partners as a one-person advisory shop managing a book of individual and high-net-worth clients on a fee-only basis, with no reportable disciplinary history. Structurally, Semus Wealth Partners stands as an owner-operated, independent RIA with no ties to a broker-dealer network — a clean fiduciary architecture that contrasts with the hybrid models many breakaway advisors adopt. The absence of a parent institution or outside capital means the firm's investment committee and conflict-of-interest decisions sit wholly with the founder. For families considering a move to a dedicated family-office service model from a private-bank relationship, this independence is the defining structural feature, removing third-party gatekeeping on investment selection and custody decisions.