# Severn Trent Pension Fund

Severn Trent Pension Fund is a Pension Fund based in Coventry, United Kingdom.

## Overview

- **Organization type:** Pension Fund
- **Headquarters:** Coventry, United Kingdom
- **Region:** Europe
- **Address:** Coventry, United Kingdom
- **Founded:** 1996
- **Assets under management:** Undisclosed
- **Website:** severntrentpensionscheme.co.uk
- **LinkedIn:** linkedin.com/company/severn-trent-water

## Regulatory record

- **Reports private funds:** No

## About

The Severn Trent Pension Scheme was established in 1996 to provide retirement benefits for employees of Severn Trent Plc and its primary operating subsidiary, Severn Trent Water Limited. It is structured as a registered defined-benefit scheme covering two legacy sections: the Water Pension Scheme and the Career Average arrangement. The scheme is closed to new accrual, making its core function the stewardship of existing assets to meet long-term pension obligations rather than gathering fresh contributions. Investment oversight sits with the corporate trustee, Severn Trent Pension Scheme Trustees Limited, whose director is Aretas Trustees Ltd. The portfolio splits between a liability-driven investment framework—a common derisking tool among UK defined-benefit plans—and a direct property allocation. One known commitment is to a Rockspring-managed UK commercial real estate vehicle, reflecting a preference for tangible, income-producing assets that align with long-dated liabilities. The scheme operates through a dedicated investment vehicle, Severn Trent Pension Investments LLP. No public filings disclose total assets under management or precise team headcount, and the scheme does not publish an annual report with granular portfolio breakdowns. Its public footprint is minimal; the website functions primarily as a member portal rather than an institutional investor hub. What distinguishes the scheme structurally is its corporate governance backbone. Unlike local-authority pension funds that pool assets and report to elected officials, Severn Trent's plan is trustee-directed under a single UK corporate sponsor. That setup gives the trustee concentrated decision-making authority over asset allocation, manager selection, and the pace of the derisking glidepath—a narrower chain of command than many peers in the UK defined-benefit universe.

## Sectors

- Real Estate
- Infrastructure

## People

- Severn Trent Pension Scheme Trustees Limited — Corporate Trustee
- Aretas Trustees Ltd — Corporate Director of the Trustee

## Questions

### How is the scheme funded, and is it still open to new members?

Funding comes from historical employer contributions made by Severn Trent Plc and Severn Trent Water Limited. The scheme is closed to new accrual, meaning no active employees are building additional defined-benefit entitlements. Its current mission is liability-driven: managing the existing asset pool to meet promised benefits as they fall due.

### What regulatory framework governs the scheme?

As a trust-based UK occupational pension scheme, it falls under the jurisdiction of The Pensions Regulator and must comply with the Pensions Act 2004 and associated regulations. The trustee board is legally responsible for scheme governance, funding valuations, and the statement of investment principles, all of which are filed periodically with the regulator.

## Related profiles

- [Severin Investments](https://altss.com/profile/severin-investments)
- [Severstal Ventures](https://altss.com/profile/severstal-ventures)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/severn-trent-pension-fund

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology