# Sezzle

Sezzle is an Asset Manager.

## Overview

- **Organization type:** Asset Manager
- **Assets under management:** Undisclosed
- **Website:** sezzle.com
- **LinkedIn:** https://www.linkedin.com/company/sezzle

## Regulatory record

- **Reports private funds:** No

## About

Sezzle is a fintech company founded in 2016 in Minneapolis, Minnesota. It offers installment plans for ecommerce purchases, paid in four installments over six weeks. Sezzle provides tools for shopping, price comparison, and virtual card capabilities for online and in-store shopping.

## Questions

### How does Sezzle generate revenue?

Sezzle earns revenue through merchant discount fees charged on each transaction, not through consumer interest. When a shopper selects Sezzle at checkout, the merchant pays Sezzle a percentage of the transaction value in exchange for immediate settlement and the transfer of default risk. The firm does not currently disclose its take rate or charge-off metrics.

### Does Sezzle operate as a lender or a technology platform?

Sezzle functions as a merchant-facing payments platform and a consumer-facing credit provider, paying merchants upfront and collecting installments from consumers. Its public materials do not clarify whether it holds lending licenses directly or partners with a regulated bank to originate credit, a common structural question in the point-of-sale lending industry.

### Who runs Sezzle?

Sezzle does not publicize its management team, board, or investment committee on its consumer-facing website. Navigational paths for 'team,' 'about,' or 'contact' all lead to the same generic marketing content without executive biographies. This lack of disclosed leadership is unusual for a fintech of its scale.

### What investment mandate does Sezzle have?

Sezzle does not disclose an investment mandate, fund structure, or asset-management activity. It operates a consumer-credit product rather than a pool of outside capital. Any allocation-oriented inquiry into Sezzle should treat it as an operating business, not an investable vehicle or family office.

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Last updated: 2026-06-03T20:00:00.000Z

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