# Sharper & Granite Sharper & Granite is a Bank / Wealth / Trust based in El Segundo, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** El Segundo, United States - **Region:** North America - **Address:** El Segundo, CA, United States - **Founded:** 2003 - **Assets under management:** Undisclosed - **Website:** sharpergranite.com ## Regulatory record - **CRD number:** 136719 - **SEC file number:** 801-96271 - **Registration status:** Registered - **Reports private funds:** No - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/136719 ## About Sharper & Granite was founded in El Segundo in 2003 by Dany Martin and an unnamed partner. The firm built its practice around a research-driven, behavioral-coaching model for individuals, high-net-worth families, and trusts. It does not disclose the underlying source of its client wealth or its own ownership structure. The firm constructs multi-asset-class portfolios emphasizing global diversification, low-cost vehicles, and tax efficiency. It names equity and fixed-income markets as core building blocks and overlays Monte Carlo simulations for financial modeling and retirement-income mapping. The investment committee can also implement socially responsible screens when clients direct it. Services extend to estate-planning guidance and education-funding planning, though the firm does not name bank custody partners or external fund managers. No team headcount or regulatory filing names exist in the public record to confirm assets under management. The website lists Dany Martin, John Smith, and Alex Doe as the visible professionals, but provides no bios, credentials, or investment-committee roles. The firm has not publicized a recent fund launch, acquisitions, or office expansion. Sharper & Granite’s structural differentiator is its posture as a purely advisory, non-product-manufacturing shop that leans on behavioral coaching rather than proprietary funds. ## People - Dany Martin - John Smith - Alex Doe ## Questions ### How does Sharper & Granite build client portfolios? The firm constructs globally diversified, multi-asset-class portfolios using low-cost, tax-efficient vehicles. It integrates Monte Carlo simulations to stress-test retirement-income scenarios and offers ongoing behavioral coaching to keep clients from making emotional allocation changes. Portfolios can incorporate socially responsible screens when a client directs it. ### Who runs investment decisions at Sharper & Granite? The firm’s website lists Dany Martin, John Smith, and Alex Doe as the visible team. No investment committee structure, portfolio-manager designations, or external investment-consultant relationships are disclosed. The publicly available information does not clarify which individual holds ultimate discretion over asset allocation or manager selection. ### Does Sharper & Granite manage proprietary funds or only advise on external assets? Sharper & Granite describes its service as investment management and advisory, without naming any proprietary funds or in-house investment vehicles. The language on its website — emphasizing model-based portfolio construction and behavioral coaching — matches the profile of a registered investment adviser that allocates client capital to third-party strategies rather than manufacturing its own products. ### Does Sharper & Granite disclose its regulatory filings or assets under management? No. The firm has not published an ADV brochure on its website, and no third-party publication has reported an AUM figure. Public filings do not appear in the standard SEC investment-adviser search under the exact name presented on the website, and the firm has not volunteered a headcount or asset total in any accessible channel. ## Related profiles - [Ruggaard & Associates](https://altss.com/profile/ruggaard-and-associates) --- Last updated: 2026-08-11T02:43:31.692Z Canonical page: https://altss.com/profile/sharper-and-granite Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology