ShopKeep Inc.

Lightspeed Commerce's corporate development and finance teams manage ShopKeep Capital. The program is an extension of Lightspeed's merchant services, not a separate investment vehicle. Loan decisions are automated based on merchant transaction data.

ShopKeep Capital originates loan opportunities from its own POS merchant base. The program analyzes transaction volumes and payment history to pre-qualify businesses for financing, eliminating traditional application processes.

ShopKeep is fully integrated into Lightspeed Commerce. It no longer operates independently; all branding, support, and product development fall under Lightspeed's corporate umbrella. The original ShopKeep entity was dissolved or merged post-acquisition.

ShopKeep Capital provides direct merchant cash advances and loans to its existing POS customers. It does not commit to external funds or third-party deals. The program is funded by Lightspeed's balance sheet or a dedicated credit facility.

ShopKeep Capital targets established independent retailers and restaurants already using ShopKeep or Lightspeed POS. It provides growth-stage working capital, not startup equity or seed funding. Advances range from small amounts to mid-six figures based on merchant revenue.

ShopKeep Capital lends only to merchants using Lightspeed POS products. It avoids unproven or high-risk industries, focusing on retail and hospitality businesses with consistent transaction histories. The program does not fund pure e-commerce or non-POS businesses.

ShopKeep Capital's funding derives from Lightspeed Commerce's corporate cash reserves and possibly a credit facility. Lightspeed is a publicly traded company on the Toronto Stock Exchange under the symbol LSPD. The wealth origin is corporate, not family-office or private-equity.