Bank / Wealth / TrustRIA · CRD 130934SEC-Registered

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Sierra Financial Advisory

Founded in 2004 by financial advisor Michael, Sierra Financial Advisory operates from a single location in Nevada City, California. The firm is a registered...

Sierra Financial Advisory logo

Sierra Financial Advisory

Founded in 2004 by financial advisor Michael, Sierra Financial Advisory operates from a single location in Nevada City, California. The firm is a registered investment advisor serving individuals, families, and corporations. It does not hold client assets; all money is held by independent third-party custodians. Sierra Financial Advisory provides discretionary and non-discretionary investment management alongside comprehensive financial planning. The firm constructs portfolios designed to weather market shifts, emphasizing customized guidance rooted in each client’s full financial picture. Specific asset classes, portfolio companies, or fund structures are not publicly detailed. The firm’s published footprint remains domestic, centered on its Nevada City client base. The firm maintains a simple, transparent fee structure and lists a phone, fax, and email on its website. No team size or additional offices are disclosed. Michael is reachable at a personal email address, suggesting a lean, principal-led operation. Sierra Financial Advisory’s distinctive architecture is its strict separation of advisory and custody. The firm never holds client money, a structural choice that places it in a fiduciary, consulting-oriented role rather than a product-distribution model. This posture aligns with a boutique RIA focused on high-touch service rather than scale.

General information

Firm type

Bank / Wealth / Trust

Year founded

2004

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Nevada City

Corporate office

202 Providence Mine Rd Suite 202, Nevada City, CA 95959, United States

Principals

Michael

Financial Advisor

Frequently asked questions

Does Sierra Financial Advisory take custody of client assets?

No. The firm states explicitly that all client money is held by an independent custodian. This structure means Sierra Financial Advisory acts purely in an advisory and fiduciary capacity, eliminating the inherent conflicts of a broker-dealer or bank custody model.

Who makes investment decisions at Sierra Financial Advisory?

Financial advisor Michael is the only named principal on the firm’s website and is the point of contact for all inquiries. The firm does not list an investment committee or additional portfolio managers, suggesting a centralized decision-making process run by the founder.

What type of clients does Sierra Financial Advisory serve?

The firm advises individuals, families, and corporations on both a discretionary and non-discretionary basis. Its marketing emphasizes customized guidance scaled to each client’s entire financial picture, indicating a service model built for high-net-worth individuals and private clients rather than institutional mandates.

How does Sierra Financial Advisory charge for its services?

Sierra Financial Advisory describes its fee structure as simple and transparent, but does not publish a specific fee schedule online. As a registered investment advisor serving private clients, it likely employs an asset-based fee model common among boutique RIAs, avoiding commission-based compensation.

What is Sierra Financial Advisory’s investment philosophy?

The firm stresses a disciplined, strategy-focused approach, advising clients to stick to their long-term plans when markets shift. Beyond this, no specific asset allocation, sector tilts, or manager-selection criteria are publicly disclosed. The firm does not claim any proprietary investment product or in-house fund.

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