Silverman + Associates Wealth Management

Silverman + Associates Wealth Management

Silverman + Associates Wealth Management, LLC was founded in Tucson, Arizona in 2011 by Mark Silverman, a CERTIFIED FINANCIAL PLANNER™ who later added the Behavioral Financial Advisor (BFA™) and Certified in Blockchain & Digital Assets (CBDA) designations. The firm operates as a registered investment adviser, serving individuals and high-net-worth individuals primarily in Southern Arizona. Its physical office on North Wilmot Road is presented as an intentional break from the traditional wirehouse environment — no suits, no high-rise pressure — reflecting a practice philosophy built on the Financial Life Planning® methodology that prioritizes client history, values, and behavioral inclinations before any recommendation is made. The firm delivers wealth management through an integrated planning framework that touches retirement planning, investment management, cash-flow planning, risk management, tax planning, estate planning, and healthcare planning. Silverman does not publicly disclose a discrete asset-class mix or named portfolio holdings, but the service model stresses holistic allocation driven by individual risk tolerance and life-stage goals. The practice's investment posture includes an explicit readiness to advise on digital assets — a capability that still sits outside the standard toolbox of most Tucson-based retirement RIAs. The firm sources clients locally, leveraging its radio show "$aving With $ilverman," broadcast on KNST AM 790 and KVOI AM 1030, and a podcast distributed across major streaming platforms. No fund-of-funds, SPV, co-investment, or club-deal activity is indicated; the vehicle through which clients access markets appears to be individually managed accounts. Silverman + Associates operates as a lean, two-named-professional shop. Mark Silverman leads as the sole financial planner, while Christine Hartley serves as the primary client-service contact. The firm does not publish an AUM figure, a total deployment number, or a headcount of support staff. Its community footprint is visible in Silverman's board and committee roles: he sits on the Finance Committee for Habitat for Humanity, is a past board member of the Mountain Oyster Club, and participates in military-adjacent organizations including DM50 and the Desert Thunder Squadron, reflecting deep ties to Davis-Monthan Air Force Base. In May 2024, the firm continued to promote its complimentary second-opinion service as its primary new-client acquisition channel, a posture that signals an advisor comfortable replacing rather than accumulating household relationships. What differentiates Silverman structurally is the niche fusion of behavioral-finance credentialing with digital-asset competency inside a sole-practitioner RIA. Nearly all independent wealth managers in secondary markets serve retirement accumulators; almost none combine a BFA™ and a CBDA under one roof. The firm has no parent entity, no multi-family-office vehicle, and no succession structure disclosed. Its entire institutional identity rests on a single advisor who acts as planner, investment decision-maker, radio host, and community liaison — a concentration risk that is also the source of any edge the practice can claim over less specialized local competitors.