Silverpeak Wealth Advisors

Silverpeak Wealth Advisors

Hank Nicholson founded Silverpeak Wealth in 2014 after serving as chief investment officer at another Boulder-based wealth management practice, where he oversaw $250 million in client portfolios. The firm operates as a fee-only registered investment adviser, avoiding commissions and structured products. Its fiduciary stance is the core identity: Silverpeak earns more only when client portfolios grow, a constraint the firm positions as its primary structural alignment with the families it serves. The firm allocates client capital across three broad sleeves: global equities, fixed income, and public non-traded real estate investment trusts. The REIT allocation is the portfolio’s differentiator — nontraded vehicles that aim to deliver 5–6% dividend yields distributed monthly, with share prices based on third-party property appraisals rather than daily market sentiment. Nicholson treats the REIT sleeve as an income and volatility-dampening layer, designed to fund retirement distributions while buffering against equity drawdowns. The bond book concentrates on high-quality issuance held for liquidity and crisis redeployment, and the equity book is managed with a deliberately long time horizon. The firm serves clients across the United States by maintaining a single office in the Highland City Club building in Boulder, Colorado. The leadership team consists of Nicholson as founder and CIO, Kirsten Roeber as the in-house tax and financial planning specialist, and Denham Nicholson as operations manager. Roeber joined the predecessor firm in 2011 and moved to Silverpeak with Nicholson in 2018; before that she structured practice-operations financials for physicians at Rose Medical Center. The supporting client-services team includes three additional operations staff members with backgrounds spanning military logistics, manufacturing management, and decade-plus physician-office administration. The firm markets a minimum portfolio threshold of $1 million and does not publicly disclose aggregate regulatory assets under management. Silverpeak’s architecture is shaped by its refusal to use a standard stock-bond binary. The nontraded REIT component is structurally unusual for a boutique RIA and gives the firm a behavioral posture: lower visible volatility during public-market dislocations, with quarterly liquidity gates that force long holding periods. That design goal — reducing the client urgency to sell during downturns — is the firm’s operational thesis in one sentence.