# Simplicity Wealth

Simplicity Wealth is a Bank / Wealth / Trust based in Summit, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Summit, United States
- **Region:** North America
- **Address:** 475 Springfield Ave, Summit, NJ 07901, United States
- **Founded:** 2019
- **Assets under management:** Undisclosed
- **Website:** simplicitywealth.com
- **LinkedIn:** https://www.linkedin.com/company/danrhoads

## Regulatory record

- **CRD number:** 300572
- **SEC file number:** 801-114798
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/300572

## About

Simplicity Wealth was established in 2019 and operates from its headquarters in Summit, New Jersey. The firm registered as an investment advisor to serve individuals, high-net-worth investors, defined-benefit retirement plans, and corporate or institutional clients, emphasizing a planning discipline anchored to what it calls six fundamental financial considerations: longevity, liquidity, inflation, market risk, mortality, and taxes. The firm deploys client capital through a framework that begins with an assessment of current financial position and objectives, then translates that into a customized portfolio strategy. Simplicity Wealth’s core differentiation is its proprietary Value at Risk (VaR) Analysis, which attempts to go beyond conventional risk-profiling questionnaires by generating a personalized VaR Score for each client. The firm states it constructs portfolios to align with that score, monitoring drift against objectives over time rather than benchmarking purely against market indices. The client base spans assets across retirement accounts, taxable portfolios, and institutional mandates, though the firm does not publicly disclose asset-class-level allocations or name specific third-party fund managers or direct holdings on its website. Simplicity Wealth lists its physical presence at 475 Springfield Avenue in Summit, New Jersey, with no additional office locations disclosed publicly. The firm’s website does not name individual principals, investment committee members, or advisory-board members, and it does not publish total headcount, assets under management, or aggregate client assets. No adjacent vehicles — such as a philanthropic foundation, real-asset arm, or membership in peer networks like Tiger 21 or R360 — are referenced in available materials. No material dated operational event within the last 24 months was verifiable from public sources at the time of this profile. Simplicity Wealth’s structural posture sits between a traditional financial-planning practice and a discretionary investment manager. Its website positions the firm as a fiduciary advisor delivering a bespoke investment experience, yet it does not surface evidence of a dedicated investment research team, an institutional asset-allocation committee, or a formal co-investment program alongside external managers. This opacity limits an outsider’s ability to assess whether the firm operates as a pure planning-and-outsourcing practice or maintains in-house portfolio-construction and manager-selection capabilities.

## Related profiles

- [Simplicity](https://altss.com/profile/simplicity-solutions)
- [SimpliFi](https://altss.com/profile/simplifi)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/simplicity-wealth

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology