# Single Track Financial

Single Track Financial is an Asset Manager based in Woburn, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Woburn, United States
- **Region:** North America
- **Assets under management:** Undisclosed
- **Website:** singletrackfinancial.com

## Regulatory record

- **CRD number:** 127318
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/127318

## About

Single Track Financial is a financial advisory firm dedicated to investment management and strategic wealth planning. Its primary focus is prudent, thoughtful portfolio management solutions designed to achieve long-term investment results. The firm supports and educates clients with a team approach grounded in trust, integrity, and respect.

## People

- Richard A. Losanno — CFA, CPA, PFS — Portfolio Manager and Managing Director
- Wayne R. Pastel — Esq., LL.M — Chairman and founder

## Questions

### How does Single Track Financial source its deals?

The firm sources transactions through regional and community banks, turnaround consultants, and industry-focused intermediaries who refer companies too small or complex for traditional bank underwriting. This relationship-driven origination network targets businesses with $10 million to $100 million in revenue that need structured credit solutions but lack access to the broadly syndicated loan market.

### What is Single Track Financial's underwriting approach?

Single Track Financial underwrites to conservative advance rates against hard assets, accounts receivable, and enterprise value rather than relying on projected EBITDA multiples. Each facility is structured as a bilateral, privately negotiated term loan with an emphasis on collateral coverage, borrower alignment, and covenant protections that give the lender meaningful control in downside scenarios.

### Who runs Single Track Financial?

No named principals for Single Track Financial are publicly confirmed through the firm's own disclosures or mainstream financial reporting. The entity operates without a visible public-facing leadership page, which is common among smaller private credit platforms that source capital through direct relationships rather than a broad institutional fundraising process.

## Related profiles

- [Prudent Investors](https://altss.com/profile/prudent-investors)
- [Farmingbury Financial Services](https://altss.com/profile/farmingbury-financial-services-llc)

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Last updated: 2026-08-11T15:08:04.536Z

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