Smart Money Group

Smart Money Group

Smart Money Group, established in 2016 in Eastland, Texas, positions itself as an independent registered investment adviser structured to serve both individual and high-net-worth clients. The firm operates a platform “For Advisors By Advisors,” emphasizing a shared-practice model where affiliated financial professionals collaborate rather than compete — its client-facing literature stresses that it seeks “to be the competition, not fight the competition.” The firm’s investment advisory services range across asset management, investment planning, and portfolio construction. Securities transactions are executed through Calton & Associates, Inc., an unaffiliated broker-dealer and RIA, a relationship that separates custody and brokerage functions from Smart Money Group’s fiduciary advisory. The geographic footprint is concentrated in Texas, with its Eastland office serving as the hub, though no additional office locations are disclosed. Publicly available records do not disclose assets under management, total deployment, or number of advisory professionals. The firm provides financial-planning content through a learning center, a podcast titled “Life Planning 101,” and a market-commentary series called “Black & White Market Chatter.” No philanthropic foundations, real-asset vehicles, or organized co-investment clubs are publicly documented. The structural differentiator lies in Smart Money Group’s affiliation model: the entity is a registered investment adviser whose advisors conduct securities business through Calton & Associates, while a related entity, Kennedy Financial Services, Inc., operates separately from both firms. This architecture creates a multi-entity suite, though the nature of shared ownership or control between Smart Money Group and Kennedy Financial Services remains undisclosed.