# SONO Sterbegeld

SONO Sterbegeld is an Insurance based in Bottrop, Germany.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Bottrop, Germany
- **Region:** Europe
- **Address:** Bottrop, Germany
- **Founded:** 1846
- **Assets under management:** Undisclosed
- **Website:** sonoag.de

## Regulatory record

- **Reports private funds:** No

## About

SONO Sterbegeld is an insurance company based in Bottrop, Germany.

## Sectors

- Insurance

## People

- Birgit Küppers — Member of the Executive Board
- Thomas Diesner — Member of the Executive Board

## Questions

### What is the firm’s ownership structure?

SONO Sterbegeld is a VVaG (Versicherungsverein auf Gegenseitigkeit), a mutual insurance association. Policyholders are the owners — there are no external shareholders. All surplus is retained for the benefit of the members or used to strengthen reserves.

### How is SONO Sterbegeld related to SONO Krankenversicherung?

SONO Krankenversicherung a.G. is an affiliated health insurance mutual that operates from the same Bottrop headquarters. SONO Sterbegeld focuses on funeral expenses, while SONO Krankenversicherung provides supplementary health products, including hospital daily allowance, dental, and implant coverage. They share a common brand and management lineage.

### What assets does SONO Sterbegeld invest in?

Recorded investments include direct German real estate — a mixed-use property in Stuttgart (WVV Objekt Emmendingen GmbH & Co. KG) and a mixed-use portfolio in Thuringia (TAG Portfolio Thüringen GmbH & Co. KG) — and a commitment to the Grönemeyer Gesundheitsfonds Nachhaltig, a health-focused fund launched with Prof. Dr. med. Dietrich Grönemeyer. No public securities or third-party fund commitments beyond this have been confirmed.

### What is SONO Sterbegeld’s relationship with Vorsorgekasse Hoesch?

Vorsorgekasse Hoesch (VKH) is a strategic partner in the funeral insurance sector. The exact nature of the partnership — whether co-insurance, reinsurance, or distribution — has not been detailed publicly. Both firms operate within the German mutual insurance ecosystem.

## Related profiles

- [Sonoran Founders Fund](https://altss.com/profile/sonoran-founders-fund)
- [Son Tech Investment](https://altss.com/profile/son-tech-investment)

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Last updated: 2026-05-29T12:25:09.685Z

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