# Southern Bancorp

Southern Bancorp is an other based in London, United Kingdom.

## Overview

- **Organization type:** other
- **Headquarters:** London, United Kingdom
- **Region:** Europe
- **Address:** London, United Kingdom
- **Founded:** 1995
- **Assets under management:** Undisclosed
- **Website:** banksouthern.com
- **LinkedIn:** https://www.linkedin.com/company/southern-bancorp

## Regulatory record

- **Reports private funds:** No

## About

Southern Bancorp combines banking and lending services with unique financial development tools to help families and communities grow stronger.

## Sectors

- Real Estate
- Infrastructure

## Questions

### Is Southern Bancorp a traditional bank or a nonprofit?

Southern Bancorp operates as a hybrid — a regulated bank holding company that also functions as a Community Development Financial Institution (CDFI). It includes a for-profit bank, a nonprofit community partners arm, and an affiliated bank, Legacy Bank & Trust.

### How does Southern Bancorp deploy its $4.7 billion in assets?

The institution deploys capital through traditional banking and lending services, alongside financial development tools such as credit counseling and public policy advocacy. Its strategic focus is on homeownership, entrepreneurship, and savings in underserved Mid-South markets.

### What markets does Southern Bancorp serve?

Southern Bancorp primarily targets underserved rural and urban communities in the Mid-South, where traditional brick-and-mortar financial access has diminished. Its 66 branches are located in these markets, and its policy activities extend nationally.

### Who are Southern Bancorp's key partners?

Southern Bancorp partners with the CDFI Fund and the Global Alliance for Banking on Values (GABV), among other strategic organizations, to broaden its impact beyond its physical branch network.

### Does Southern Bancorp have a nonprofit arm?

Yes, Southern Bancorp Community Partners is a nonprofit affiliate that provides financial development tools and public policy advocacy, separate from the for-profit banking operations.

### What is Southern Bancorp's core values framework?

Southern Bancorp operates under the R.A.I.S.E. core values, which stand for Responsibility, Accountability, Integrity, Service, and Excellence, and these are integrated into employee incentives and governance.

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Last updated: 2026-06-03T20:00:00.000Z

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