# Stern Capital Management Stern Capital Management is a Bank / Wealth / Trust based in Old Bridge, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** Old Bridge, United States - **Region:** North America - **Address:** 18 Throckmorton Lane, Suite 201, Old Bridge, NJ 08857, United States - **Founded:** 1994 - **Assets under management:** $297 million (per the firm, December 2025) - **Website:** sterncm.com - **LinkedIn:** https://www.linkedin.com/company/stern-capital-management-nyu ## Regulatory record - **CRD number:** 124405 - **SEC file number:** 801-110311 - **Registration status:** Registered - **Reports private funds:** No - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/124405 ## About Stuart Stern founded the firm in 1994 after the Northridge earthquake damaged his California home, prompting a move to New Jersey. He had been a private banker at a large Beverly Hills firm. His son Alan Stern later joined the practice, which operates from a single office in Old Bridge. The firm positions itself as an independent, fee-based registered investment advisor (RIA) that holds a fiduciary duty — a deliberate break from the commission-driven models Stern encountered earlier in his career. The practice blends financial planning with portfolio management, constructing models that the firm's own employees also use. As of December 2025, reported regulatory assets under management stand at $297 million (per the firm, December 2025). The client base includes individuals, high-net-worth families, and business entities. While the firm does not publicize discrete asset-class allocations or named direct investments, its regulatory filings describe a mix of equity and fixed-income securities, mutual funds, and ETFs. The geographic footprint centers on the Northeast, with Old Bridge, New Jersey serving as the sole recorded advisory location. The firm reports serving over 500 families across its three-decade history. It remains small by headcount, with Stuart and Alan Stern appearing as the only named investment professionals on its public-facing materials. No separate philanthropic vehicles, real-asset arms, or club memberships are disclosed. In December 2025, the firm published an updated AUM figure of $297 million, reflecting the scale it has built since relocating from California. Stern Capital's structural distinction is the deliberate simplicity of a family-run, single-office RIA. There are no outside private-equity backers, no multi-office expansion, and no layered fund vehicles. The father-and-son team applies the same investment models to their own assets that they construct for clients — an alignment mechanism that remains rare even among fiduciaries. ## People - Stuart Stern — Founder - Alan Stern — Principal ## Questions ### Does Stern Capital run its own proprietary funds or does it use third-party managers? The firm constructs its own portfolio models using individual securities, mutual funds, and ETFs rather than offering proprietary pooled funds. It does not publicly disclose a fund-of-funds approach or sub-advisor relationships. ### How does Stern Capital's incentive structure work? The firm is fee-based and operates under a fiduciary standard, meaning it is legally obligated to put client interests first. The central alignment claim: every Stern employee invests their own money in the same models the firm recommends to clients. ### Has Stern Capital raised outside private-equity capital or sold a stake to a consolidator? No outside capital or consolidator backing is disclosed. The firm presents as founder-controlled, with no indication of a private-equity sponsor, external majority owner, or roll-up platform affiliation. ### What is Stern Capital's posture on financial planning versus pure investment management? Financial planning is a core component of the service model. The firm emphasizes analyzing each client's situation and crafting a plan before implementing an investment strategy, rather than offering outsourced model portfolios alone. ## Related profiles - [SternAegis Ventures](https://altss.com/profile/sternaegis-ventures) - [Stern Family Fund](https://altss.com/profile/stern-family-fund) --- Last updated: 2026-06-03T20:00:00.000Z Canonical page: https://altss.com/profile/stern-capital-management Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology