# Stone Oak Wealth Management

Stone Oak Wealth Management is a Bank / Wealth / Trust based in San Antonio, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** San Antonio, United States
- **Region:** North America
- **Address:** San Antonio, TX, United States
- **Founded:** 2017
- **Assets under management:** Undisclosed
- **Website:** stoneoakwealth.com
- **LinkedIn:** https://www.linkedin.com/company/sowm

## Regulatory record

- **CRD number:** 288217
- **SEC file number:** 801-118782
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/288217

## About

Founded in 2017 in San Antonio, Texas, Stone Oak Wealth Management operates as a registered investment advisor catering to high-net-worth individuals, families, and business owners. The firm was established against the backdrop of rapid population and wealth migration into Central Texas, positioning itself to capture advisory relationships with newly liquid entrepreneurs, corporate executives, and charitable entities across the region. Its wealth model is built on financial planning, not a prior operating exit. Stone Oak's investment posture reflects a classic multi-asset RIA approach — blending direct management of equity and fixed-income portfolios with broader planning across real estate, concentrated stock positions, and alternative structures. The firm typically constructs portfolios using individual securities and low-cost funds, emphasizing tax efficiency and cash-flow planning. Its geographic focus remains overwhelmingly domestic, concentrated in South and Central Texas, with client interests often tied to local real estate, energy-adjacent businesses, and professional services exits. As of mid-2026, Stone Oak has not publicly disclosed its total assets under management or team headcount. The firm's regulatory footprint is limited to its San Antonio base, with no additional offices confirmed. The absence of a disclosed wealth origin or named principal in public records leaves its governance structure opaque to external allocators. No philanthropic foundation, co-investment club, or adjacent operating vehicle has been identified. Stone Oak's structural differentiator is its granular geographic focus. While most RIAs of its vintage pursued national scale via digital acquisition models, this practice embedded itself in a single high-growth metro area. The firm competes for relationships in a market where wealth creation has significantly outpaced the supply of independent fiduciary advisors — a dynamic that rewards local presence and word-of-mouth sourcing over generalist platforms.

## Questions

### Who runs investment decisions at Stone Oak Wealth Management?

The firm has not publicly identified its principals or key investment decision-makers in regulatory filings or public communications. This opacity is common among smaller RIAs where the founder, often also the lead advisor, operates without a separate institutional investment committee structure.

### What is Stone Oak's investment philosophy?

Without a published investment commentary or white paper, the firm's precise philosophy is not documented. Most RIAs in its peer group construct globally diversified, multi-asset-class portfolios with an emphasis on after-tax returns, low-cost implementation, and alignment with individual client liquidity needs.

## Related profiles

- [Stone Mountain Capital](https://altss.com/profile/stone-mountain-capital)
- [Stonepath Wealth Management](https://altss.com/profile/stonepath-wealth-management)

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Last updated: 2026-06-03T20:00:00.000Z

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