# Strata Credit Union

Strata Credit Union is an other based in Bakersfield, United States.

## Overview

- **Organization type:** other
- **Headquarters:** Bakersfield, United States
- **Region:** North America
- **Address:** Bakersfield, CA, United States
- **Assets under management:** Undisclosed
- **Website:** stratacu.org
- **LinkedIn:** https://www.linkedin.com/company/stratacreditunion

## Regulatory record

- **Reports private funds:** No

## About

In operation since 1949, Strata Credit Union is a full service community credit union open to anyone who lives works, worships or attends school in Kern County. Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members by strengthening our existing relationships and developing new partnerships within our community. We strive to be the financial institution our members choose first, use the most and grow with throughout their lives.

## Offices

- Des Moines, IA
- Philadelphia, PA
- Bettendorf, IA
- West Des Moines, IA
- Cedar Rapids, IA
- Tucson, AZ

## Questions

### How is Strata Credit Union regulated?

Strata is regulated by the National Credit Union Administration (NCUA), a federal agency. Member deposits are insured by the National Credit Union Share Insurance Fund up to $250,000, equivalent to FDIC insurance for bank deposits. The NCUA charter imposes lending caps and capital requirements distinct from bank regulations.

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Last updated: 2026-06-03T20:00:00.000Z

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