# Sweeney & Michel

Sweeney & Michel is a RIA based in Chico, United States.

## Overview

- **Organization type:** RIA
- **Headquarters:** Chico, United States
- **Region:** North America
- **Address:** 196 Cohasset Road, Suite 100, Chico, CA 95926, United States
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** sweeneymichel.com
- **LinkedIn:** https://www.linkedin.com/company/sweeney-michel-llc

## Regulatory record

- **CRD number:** 282595
- **SEC file number:** 801-113350
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/282595

## About

Sweeney & Michel was founded in 2016 by Renée Michel and Joe Sweeney, though the team's advisory roots reach back to 2003. The firm operates as a registered investment advisor headquartered at 196 Cohasset Road in Chico, California. Neither the source of founding capital nor an external wealth-creation event is publicly disclosed. The firm's strategy centers on fee-only financial planning and investment management for individuals, high-net-worth families, and organizations. It explicitly avoids commissioned brokerage models and proprietary products — the firm states it has no broker-dealer middleman. Client assets are custodied with Fidelity Investments, a choice the firm says eliminates trading costs, account minimums, and custody-level account fees. The service covers retirement planning and general portfolio construction but does not publicly name specific asset classes, fund structures, or co-investment vehicles. A team of seven professionals runs the firm from the single Chico office. Beyond founders Renée Michel and Joe Sweeney, the team includes Brian Sweeney, a financial advisor who entered the profession in 1981 and later taught graduate finance, alongside paraplanner Katie Junk, client services manager Karla Woody, operations manager Megan, and client services associate Gloria. No adjacent vehicles — philanthropic foundations, real-asset arms, or club memberships — are disclosed on the firm's site. Sweeney & Michel's structural distinction is its insistence on a fiduciary, fee-only posture in a market segment often dominated by commission-driven advisory models. The firm frames its entire value proposition around the absence of proprietary products and the use of an independent custodian, a governance choice that aligns its revenue solely with client-planning fees rather than product distribution.

## People

- Renée Michel — Founding Partner
- Joe Sweeney — Founding Partner
- Brian Sweeney — Financial Advisor
- Katie Junk — Financial Advisor and Paraplanner
- Karla Woody — Client Services Manager
- Megan — Operations Manager
- Gloria — Client Services Associate

## Questions

### How does Sweeney & Michel charge for its services?

The firm operates as a fee-only registered investment advisor. It states on its website that it does not accept commissions, push proprietary products, or satisfy a broker-dealer middleman. Client assets are custodied at Fidelity Investments, a structure the firm cites as eliminating trading costs and account fees for clients.

### Does Sweeney & Michel impose account minimums?

No. The firm's website explicitly states that it works with clients in all stages of life and does not have an account or portfolio minimum. This posture allows the team to advise younger accumulators as well as established high-net-worth households.

### What investment vehicles does Sweeney & Michel use for client portfolios?

The firm's public materials do not name specific fund structures, separate accounts, or alternative-investment vehicles. Its messaging focuses on a fiduciary, fee-only planning framework and the use of Fidelity Investments as the independent custodian. There is no public disclosure of participation in direct deals, private funds, or club-commitment structures.

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Last updated: 2026-06-03T20:00:00.000Z

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