# Synchrony Financial

Synchrony Financial is a public company listed on NYSE as SYF, headquartered in Stamford, CT, United States.

## Company overview

- **Legal name:** Synchrony Financial
- **Former names in filing history:** Synchrony Financial (2014-03-13 to 2026-10-02)
- **Classification:** Public company
- **Industry (SIC):** 6199 — Finance Services
- **Headquarters:** Stamford, CT, United States
- **Incorporated in:** NY
- **Fiscal year end:** December 31
- **Tickers:** NYSE: SYF, NYSE: SYF-PA, NYSE: SYF-PB
- **SEC CIK:** 0001601712

## About

Synchrony Financial is identified in the retained SEC EDGAR snapshot dated 2026-10-14. Its SEC Central Index Key is 0001601712, and its reported industry is Finance Services. In 10-K filed on 2026-02-06, it reported net income of USD 3,552,000,000; total assets of USD 119,095,000,000 for the fiscal period ended 2025-12-31. The financial history preserves reporting periods, currencies, filing accessions and source provenance. Figures are reported filing data, rather than real-time estimates.

## Financials

Annual figures as originally reported. Currency is shown for each fiscal year; B means billion and M means million.

### FY2025 (period ended 2025-12-31)

- **Net income:** $3.6B (USD 3,552,000,000)
- **Total assets:** $119.1B (USD 119,095,000,000)
- **Cash and equivalents:** $15.0B (USD 14,973,000,000)
- **Operating cash flow:** $9.9B (USD 9,851,000,000)

### FY2024 (period ended 2024-12-31)

- **Net income:** $3.5B (USD 3,499,000,000)
- **Total assets:** $119.5B (USD 119,463,000,000)
- **Cash and equivalents:** $14.7B (USD 14,711,000,000)
- **Operating cash flow:** $9.8B (USD 9,848,000,000)

### FY2023 (period ended 2023-12-31)

- **Net income:** $2.2B (USD 2,238,000,000)
- **Total assets:** $117.5B (USD 117,479,000,000)
- **Cash and equivalents:** $14.3B (USD 14,259,000,000)
- **Operating cash flow:** $8.6B (USD 8,593,000,000)

### FY2022 (period ended 2022-12-31)

- **Net income:** $3.0B (USD 3,016,000,000)
- **Total assets:** $104.6B (USD 104,564,000,000)
- **Cash and equivalents:** $10.3B (USD 10,294,000,000)
- **Operating cash flow:** $6.7B (USD 6,694,000,000)

## Recent SEC filings

- Form 8-K — filed 2026-09-14 — period 2026-09-14 — 8-K
- Form 8-K — filed 2026-08-17 — period 2026-08-17 — 8-K
- Form 8-K — filed 2026-07-31 — period 2026-07-28 — 8-K
- Form 10-Q — filed 2026-07-23 — period 2026-06-30 — 10-Q
- Form 8-K — filed 2026-07-21 — period 2026-07-21 — 8-K
- Form 8-K — filed 2026-07-21 — period 2026-07-21 — 8-K
- Form 8-K — filed 2026-06-29 — period 2026-06-29 — 8-K
- Form 8-K — filed 2026-06-25 — period 2026-06-24 — 8-K
- Form 8-K — filed 2026-06-09 — period 2026-06-09 — 8-K
- Form 8-K — filed 2026-06-05 — period 2026-06-02 — 8-K
- Form 8-K — filed 2026-05-15 — period 2026-05-15 — 8-K
- Form DEF 14A — filed 2026-04-29 — period 2025-12-31 — DEF 14A

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Updated: 2026-10-23T05:02:54.863002+00:00

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