# Talino Venture Labs

Talino Venture Labs is a Venture Capital based in Los Angeles, United States.

## Overview

- **Organization type:** Venture Capital
- **Headquarters:** Los Angeles, United States
- **Region:** North America
- **Address:** Los Angeles, CA, United States
- **Founded:** 2017
- **Assets under management:** Undisclosed
- **Website:** talinoventurelabs.com
- **LinkedIn:** https://www.linkedin.com/company/talino-venture-labs

## Regulatory record

- **Reports private funds:** No

## About

Talino Venture Labs was founded in 2017 by Winston Damarillo, a serial entrepreneur whose prior exits include Gluecode (acquired by IBM) and several open-source infrastructure firms. The firm operates as a venture studio, not a traditional venture capital fund — it originates, incubates, and launches companies internally rather than writing checks to external founders. Damarillo built the firm with a distinctive cross-border thesis: assemble technical teams in the Philippines and target financial-inclusion gaps across both Southeast Asia and underserved US markets. The studio's portfolio concentrates on regulated fintech infrastructure. Spun-out companies include Saphron (insurance technology focused on microinsurance for low-income populations), Asenso (agricultural finance and supply-chain lending for smallholder farmers), and Ayannah (digital payments and remittance platforms serving overseas Filipino workers). The firm typically maintains significant operating control in its ventures through a build-operate-transfer approach, collaborating with strategic partners such as banks, insurers, and distribution networks to scale. Geographic deployment spans the Philippines, Vietnam, Indonesia, and select US immigrant communities where cross-border financial products address structural gaps. Talino maintains offices in Los Angeles, New York, San Francisco, and Manila, reflecting its binational operating structure. The firm collaborates with organizations like the Asian Development Bank and various microfinance institutions to validate and distribute its products. In April 2024, Talino Venture Studios, the entity housing its portfolio, announced a partnership with Pru Life UK to embed microinsurance into digital financial platforms across the Philippines (per the firm's official communications, 2024). Damarillo also chairs the Philippine Sillicon Valley Association, a network connecting diaspora technologists with homeland ventures. Talino's structural differentiator is its dual use of a venture studio model with an explicit diaspora-arbitrage strategy. Rather than competing for deal flow in Silicon Valley, Damarillo systematically converts open-source enterprise expertise into regulated-financial-inclusion startups that address compliance-heavy markets most venture capital avoids. The firm functions as a centralized R&D lab that retains deep operational control over its portfolio companies well beyond initial incubation — an architecture closer to an enterprise software conglomerate than a conventional venture fund.

## Sectors

- FinTech
- InsurTech
- AgriTech & FoodTech
- Enterprise Software
- Digital Health
- ClimateTech

## Offices

- New York, NY
- San Francisco, CA
- Pasadena, CA
- El Segundo, CA
- Manila, Philippines

## People

- Winston Damarillo — Founder and CEO
- Joaquin Gonzalez — Chief Strategy Officer

## Questions

### How does Talino source proprietary deal flow?

Talino's pipeline is internally generated through a venture-studio process. The founding team, led by Winston Damarillo, identifies financial-inclusion gaps in Southeast Asia and cross-border niches — often problems visible through regulatory mapping or diaspora financial behavior — then assembles a technical team in the Philippines to build a solution. This insourcing bypasses traditional venture deal-sourcing entirely, which is the core structural rationale for the studio model.

### Which sectors does Talino Venture Labs explicitly target?

Talino concentrates on regulated fintech and insurtech infrastructure serving underbanked populations. Its portfolio includes microinsurance technology (Saphron), agricultural lending platforms for smallholder farmers (Asenso), and digital payments and remittance solutions (Ayannah). The common thread across all ventures is regulated distribution into low-income or migrant financial markets — areas where compliance requirements often deter traditional venture capital.

### What is Talino's geographic footprint?

The firm maintains offices in Los Angeles, New York, San Francisco, and Manila, with operational deployment concentrated in the Philippines, Vietnam, and Indonesia. Its cross-border thesis also reaches US-based immigrant communities — notably Filipino diaspora populations — where financial products like remittance platforms and microinsurance address structural gaps in both originating and receiving markets.

## Related profiles

- [PTGB](https://altss.com/profile/ptgb)

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Last updated: 2026-06-03T20:00:00.000Z

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