# Targeted Wealth Solutions Targeted Wealth Solutions is an Asset Manager based in Colorado Springs. ## Overview - **Organization type:** Asset Manager - **Headquarters:** Colorado Springs - **Founded:** 2015 - **Assets under management:** Undisclosed - **Website:** https://targetedwealthsolutions.com ## Regulatory record - **CRD number:** 282131 - **Registration status:** Registered - **Reports private funds:** No - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/282131 ## About Targeted Wealth Solutions is a fee-only investment management and financial planning firm. The advisors strive to create consistent and tax-efficient retirement income and deliver ongoing value under the fiduciary standard of care as an ensemble of experts. Services span personal, business, and generational wealth management and are customized to clients; the firm does not sell products or collect commissions. ## People - Brandon LaValley — Co-Founder / Financial Advisor - Aaron Milledge — Co-Founder / Financial Advisor - Mike Whyte — Financial Advisor - Ryan Scheibe — Financial Advisor - Bryan Jepson — Physician / Financial Advisor / Author ## Questions ### What is direct indexing and how does Targeted Wealth Solutions apply it? Direct indexing is an investment approach where a portfolio holds individual stocks that replicate an index, rather than owning an index mutual fund or ETF. Targeted Wealth Solutions uses this structure to harvest tax losses at the individual security level, an option unavailable in pooled funds. The firm can also tilt portfolios away from certain sectors or specific stocks for clients with concentrated positions or ethical exclusions. This approach converts market volatility into potential tax savings while maintaining broad benchmark exposure. ### Does the firm offer proprietary investment products? No. Targeted Wealth Solutions invests client capital directly into individual securities rather than its own branded mutual funds or ETFs. This product-agnostic model removes the conflict between a fund manager's need to minimize taxable distributions and a client's need to maximize after-tax returns. The firm's revenue comes from advisory fees on assets under management, not from product sales or commissions. ### How does the firm construct its benchmark-tracking portfolios? Portfolios are constructed by sampling or fully replicating broad-market indices such as the S&P 500, using optimization algorithms that balance tracking error against tax-loss harvesting capacity. The firm can apply client-specific constraints on individual stocks, sectors, or ESG factors without deviating materially from the benchmark's risk profile. Rebalancing occurs continuously and is driven by thresholds for tracking error, cash flows, and harvesting opportunities. ### What is the firm's stance on ESG and values-based constraints? Because the firm owns individual securities, it can screen out categories of stocks that a client wishes to avoid—such as weapons manufacturers, tobacco companies, or fossil-fuel producers—while maintaining broad market exposure through the remaining securities. This is a direct-indexing capability not available to investors using commingled funds, and the firm implements it at the individual account level. ### How does the firm charge for its services? Targeted Wealth Solutions charges an asset-based advisory fee calculated as a percentage of the market value of managed accounts. The firm does not collect commissions, 12b-1 fees, or revenue-sharing payments from product providers. This fee-only structure aligns the firm's compensation with portfolio growth, while the direct-indexing execution aligns it with after-tax outcomes rather than pre-tax fund performance. ## Related profiles - [Winthrop Partners](https://altss.com/profile/winthrop-partners-epa-llc) - [Stylus Capital](https://altss.com/profile/stylus-capital-llc) --- Last updated: 2026-08-11T15:08:18.003Z Canonical page: https://altss.com/profile/targeted-wealth-solutions Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology