# The Bank of Austin

The Bank of Austin is a Bank / Wealth / Trust based in Austin, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Austin, United States
- **Region:** North America
- **Address:** Austin, TX, United States
- **Founded:** 2017
- **Assets under management:** Undisclosed
- **Website:** thebankofaustin.com
- **LinkedIn:** https://www.linkedin.com/company/thebankofaustin

## Regulatory record

- **Reports private funds:** No

## About

The Bank of Austin was established in 2017 by a consortium of local business leaders and financial professionals seeking to create a relationship-first commercial bank serving the Austin metropolitan area. The founding group structured the institution as a traditional community bank, raising local capital to fund operations and build a deposit base drawn from Austin's expanding population of business owners, professionals, and technology-sector employees. The wealth origin is distributed across the founding shareholder group rather than concentrated in a single family. The bank's strategy centers on commercial and industrial lending, commercial real estate finance, and private client services for Austin's middle-market businesses. Loan products span owner-occupied real estate, working capital facilities, equipment financing, and construction lending for local developers. The institution competes directly with larger regional and national banks by emphasizing local decision-making and direct access to senior credit officers. Its deposit gathering focuses on non-interest-bearing business operating accounts and interest-bearing money market accounts from local companies and high-net-worth individuals. Operational metrics remain undisclosed given the bank's private ownership structure. The institution maintains a single headquarters location in Austin without satellite branches, positioning itself as a boutique alternative to multi-branch community banks. No philanthropic foundation, family-office co-investment vehicle, or membership-based club structure has been publicly associated with the bank. In 2024, the bank continued its organic growth strategy focused on deposit gathering and relationship-based lending across the Austin market. The Bank of Austin's competitive posture rests on its status as one of the few de novo community banks launched in a major US growth market during the late 2010s. Unlike technology-forward neobanks that entered Austin during the same period, the institution maintains a traditional relationship-banking architecture with in-person underwriting and deposit servicing. This structure grants the bank unusual flexibility in structuring credits for local businesses that may not fit standardized national-bank lending criteria.

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Last updated: 2026-06-03T20:00:00.000Z

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