# The Independent BankersBank

The Independent BankersBank is a Bank / Wealth / Trust based in Farmers Branch, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Farmers Branch, United States
- **Region:** North America
- **Address:** Farmers Branch, TX, United States
- **Founded:** 1981
- **Assets under management:** Undisclosed
- **Website:** www.tib.bank
- **LinkedIn:** https://www.linkedin.com/company/tibna

## Regulatory record

- **Reports private funds:** No

## About

The Independent BankersBank is a bank headquartered in Farmers Branch, US. It oversees approximately $2.6 billion in assets, primarily serving North America.

## Sectors

- Financial Services
- Private Credit

## People

- Mark W. Olson — Chairman of the Board (former Federal Reserve Governor)
- Michael G. O'Rourke — President & CEO

## Questions

### Who owns The Independent BankersBank?

TIB is owned by the community banks it serves, operating under a mutualized banker's-bank charter. This structure makes its client institutions shareholders in the very correspondent providing their lending and payments infrastructure. The board of directors is drawn from the CEOs and senior officers of those owner banks.

### How does TIB differ from a standard commercial bank?

A banker's bank charter prohibits TIB from taking retail deposits, making consumer loans, or competing with the community banks that own it. It exists exclusively to provide correspondent services — loan participations, Fed funds lines, SBA lending, international wires — that individual small banks cannot efficiently run on their own.

### What is the geographic scope of TIB's correspondent network?

TIB's network is concentrated in Texas, the Midwest, and the Southeast, with a growing population of respondent banks in the Mountain West and Pacific states. The institution's payments division provides a national settlement window for community banks across the Federal Reserve system.

### How is the board of directors constituted?

The board seats are held by CEOs and senior executives of the community banks that own stock in TIB. Mark W. Olson, a former Federal Reserve Board governor, serves as Chairman, providing a direct line of central-bank and regulatory experience to the institution's governance.

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Last updated: 2026-06-03T20:00:00.000Z

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