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Theorem Capital
Theorem Capital operates inside Pagaya's AI credit network, structuring consumer loans into institutional vehicles — not a conventional private equity firm.
Theorem Capital
Discover cutting-edge financial solutions with Pagaya's AI network of lenders. More credit approvals without undue risk. Partner with us today.
General information
Firm type
Private Equity
Year founded
2007
Location
Region
North America
Country
United States
City
Beverly Hills
Corporate office
Beverly Hills, CA, United States
Sector focus
Frequently asked questions
Is Theorem Capital a separate operating entity from Pagaya?
Public records show no separation. Theorem Capital uses the Pagaya domain as its website, shares the same Beverly Hills address, and lists an investment strategy that mirrors Pagaya's loan-purchase and securitization activities. No independent registration, principals, or filing history has surfaced for Theorem Capital as of mid-2026.
Who manages Theorem Capital, and where is the team based?
No named investment professionals have been disclosed for Theorem Capital. The entity is tied to Pagaya's Beverly Hills office, and day-to-day credit purchasing and securitization decisions appear to be governed by Pagaya's corporate management and board rather than a separate private equity investment committee.
How does Theorem Capital source the loans it eventually purchases?
Through Pagaya's API-based network, which integrates directly into lenders' origination systems. When a lender declines a loan application, Pagaya's AI evaluates it instantly; if approved, the loan is funded and purchased by Pagaya's capital partners — a role Theorem Capital occupies within the network's capital stack.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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