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Timberchase Financial
Donnie Ethridge established Timberchase Financial in 2004 as a fee-only registered investment advisor in Hoover, Alabama. The firm operates outside major...
Timberchase Financial
Donnie Ethridge established Timberchase Financial in 2004 as a fee-only registered investment advisor in Hoover, Alabama. The firm operates outside major financial centers, serving individuals, high-net-worth families, and entities with investment management and financial planning. Its independent structure means the firm is not tied to any single product platform or parent bank, aligning its revenue with client outcomes rather than product distribution. Timberchase Financial provides wealth management across core public-market asset classes, typically constructing portfolios using low-cost ETFs and mutual funds for equity and fixed-income exposure. The firm also advises on retirement income planning, tax-aware withdrawal strategies, and estate coordination. While direct private-market or venture investments are not part of its standard scope, the advisory work often involves coordinating with CPAs and estate attorneys on multi-generational planning for business owners and professionals. With its sole office in Hoover, the firm maintains a compact team model. Headcount and regulatory assets under management are not publicly disclosed, putting it in the large population of independent RIAs with fewer than ten professionals operating below the $100 million SEC registration threshold. No adjacent vehicles such as philanthropic foundations or real-asset arms are publicly associated with the firm. Timberchase's structural differentiator is its fee-only RIA model in a suburban market. Unlike banks or brokerages that embed commissions and product incentives, the firm's compensation comes directly from client fees, creating a fiduciary alignment that remains uncommon in many regional wealth-management markets.
General information
Firm type
Bank / Wealth / Trust
Year founded
2004
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Hoover
Corporate office
Hoover, AL, United States
Principals
Donnie Ethridge
President
Sector focus
Frequently asked questions
Who runs investment decisions at Timberchase Financial?
President Donnie Ethridge leads the firm, overseeing both investment management and financial planning. The firm operates as a compact independent RIA, with investment decisions typically made at the principal level. Specific portfolio construction authority rests with Ethridge and any additional advisors or analysts on the team.
How does Timberchase Financial source clients?
The firm serves individuals, high-net-worth families, and other entities primarily through local relationships in the Birmingham-Hoover metropolitan area. As a small independent RIA, client acquisition typically relies on professional referrals from CPAs and attorneys, as well as personal networks, rather than national marketing or institutional sales efforts.
Is Timberchase Financial a fee-only or fee-based advisor?
Timberchase Financial is structured as a fee-only registered investment advisor. This means its compensation comes directly from client-paid advisory fees — typically calculated as a percentage of assets under management or as flat planning retainers — rather than from commissions, product sales, or referral kickbacks. The model is designed to minimize conflicts of interest in portfolio construction.
What investment approach does the firm use for client portfolios?
The firm constructs portfolios primarily using low-cost exchange-traded funds and mutual funds across equity, fixed-income, and occasionally alternative allocations appropriate for retail investors. The emphasis is on asset allocation and tax-efficient rebalancing rather than individual stock picking or private-market access. Strategies include income-focused models for retirees and growth-oriented portfolios for wealth accumulation.
Does Timberchase Financial participate in private investments or direct venture deals?
As a traditional wealth manager serving individual clients, the firm does not typically source or participate in direct venture capital, private equity, or hedge fund co-investments. The investment strategy remains concentrated on publicly traded securities and diversified fund vehicles appropriate for a non-institutional client base.
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