Timberchase Financial

Timberchase Financial

Donnie Ethridge established Timberchase Financial in 2004 as a fee-only registered investment advisor in Hoover, Alabama. The firm operates outside major financial centers, serving individuals, high-net-worth families, and entities with investment management and financial planning. Its independent structure means the firm is not tied to any single product platform or parent bank, aligning its revenue with client outcomes rather than product distribution. Timberchase Financial provides wealth management across core public-market asset classes, typically constructing portfolios using low-cost ETFs and mutual funds for equity and fixed-income exposure. The firm also advises on retirement income planning, tax-aware withdrawal strategies, and estate coordination. While direct private-market or venture investments are not part of its standard scope, the advisory work often involves coordinating with CPAs and estate attorneys on multi-generational planning for business owners and professionals. With its sole office in Hoover, the firm maintains a compact team model. Headcount and regulatory assets under management are not publicly disclosed, putting it in the large population of independent RIAs with fewer than ten professionals operating below the $100 million SEC registration threshold. No adjacent vehicles such as philanthropic foundations or real-asset arms are publicly associated with the firm. Timberchase's structural differentiator is its fee-only RIA model in a suburban market. Unlike banks or brokerages that embed commissions and product incentives, the firm's compensation comes directly from client fees, creating a fiduciary alignment that remains uncommon in many regional wealth-management markets.