# Torrey Pines Financial

Torrey Pines Financial is a RIA.

## Overview

- **Organization type:** RIA
- **Assets under management:** Undisclosed
- **Website:** https://torreypinesfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/frank-montes-381431160

## Regulatory record

- **CRD number:** 288213
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/288213

## About

Torrey Pines Financial is a wealth management and boutique advisory firm focused on helping clients retire confidently without running out of money. It specializes in retirement distribution, making wealth last, minimizing taxes, and creating income clients will not outlive. The firm uses a Time Segmented approach and coordinates investments, tax strategy, income planning, and healthcare decisions. Education, transparency, and a team-based partnership model are central to its service.

## People

- Frank Montes — Founder, Lead Advisor, CRPC™
- Michael Rosendahl — Partner, Lead Advisor, CRPC™

## Related profiles

- [Dunhill Financial](https://altss.com/profile/dunhill-financial)
- [COMPOUND WEALTH ADVISORS](https://altss.com/profile/compound-wealth-advisors)

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Last updated: 2026-08-11T15:08:22.057Z

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