# Totem Wealth Management

Totem Wealth Management is a Bank / Wealth / Trust based in Charlotte, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Charlotte, United States
- **Region:** North America
- **Address:** Charlotte, NC, United States
- **Founded:** 2023
- **Assets under management:** Undisclosed
- **Website:** totemwealthmanagement.com
- **LinkedIn:** https://www.linkedin.com/company/totem-wealth-management

## Regulatory record

- **CRD number:** 327820
- **Registration status:** Registered
- **Latest Form ADV filing:** 2026-02-06T06:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/327820

## About

Totem Wealth Management registered with U.S. securities regulators in 2023, establishing its base in Charlotte, North Carolina. The firm operates as a state-registered investment advisor, providing discretionary portfolio management and financial planning services. Its client mandate spans individuals, high-net-worth investors, trusts, estates, and small businesses. The firm's founding coincides with a wave of breakaway advisors launching independent RIAs following the pandemic, though specific founder biographies and sponsoring entities are not publicly documented. The advisor's core offering is discretionary investment management alongside integrated financial planning. Typical client portfolios pursue long-term capital appreciation through a mix of equity, fixed-income, and alternative-tilted allocations, though the firm does not publish its model portfolios. Its RIA structure permits tailored direct indexing, ETF-based strategies, or third-party manager selection depending on account size. The firm's ADV filing confirms it advises on a discretionary basis but does not disclose proprietary fund vehicles or co-investment platforms. Totem Wealth Management's operating scale remains opaque. It lists a single office in Charlotte and has not disclosed assets under advisement or total client households. It has not announced personnel additions, office expansions, or strategic partnerships since its 2023 registration, per available public record. Totem's structural differentiator is negative space: it is neither a bank trust department nor a wirehouse team, but an independent RIA that launched without an inherited book of business. That independence, however, comes without the disclosed operational infrastructure, household penetration, or succession framework that institutional allocators use to measure permanence risk in emerging advisory firms.

## Questions

### What is Totem Wealth Management's known stance on alternative investments?

The firm has not published a specific alternatives policy or target allocation range. While some independent RIAs of this profile allocate to private equity, private credit, or real assets for qualified clients, Totem Wealth Management's regulatory filings do not disclose an alternatives platform, feeder fund relationships, or minimums for alts-eligible accounts.

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Last updated: 2026-08-11T02:43:31.692Z

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