# TriCo Bancshares

TriCo Bancshares is an Asset Manager based in Chico, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Chico, United States
- **Region:** North America
- **Address:** Chico, CA, United States
- **Founded:** 1975
- **Assets under management:** Undisclosed
- **Website:** tcbk.com

## Regulatory record

- **Reports private funds:** No

## About

Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ:TCBK), headquartered in Chico, CA. It operates traditional stand-alone and in-store bank branches in Northern and Central California communities. The bank offers consumer, small business, and commercial banking services, as well as access to over 25,000 nationwide surcharge-free ATMs, online banking, mobile banking, and telephone banking services 7 days a week.

## Sectors

- Financial Services

## People

- Richard P. Smith — Chief Executive Officer
- Peter G. Wiese — Chief Financial Officer

## Questions

### What is TriCo Bancshares' relationship to Tri Counties Bank?

TriCo Bancshares is the bank holding company that wholly owns Tri Counties Bank. The holding company structure is standard for publicly traded U.S. banks — TriCo Bancshares trades on NASDAQ under the ticker 'TCBK', while Tri Counties Bank is the operating entity that maintains the deposit and lending relationships.

### What markets does TriCo serve?

Tri Counties Bank operates primarily in Northern and Central California. Its branch network extends from the San Francisco Bay Area and Sacramento Valley north to the Oregon border, with a particular concentration in rural and suburban communities where it often serves as one of the few locally headquartered banking options.

### How does TriCo generate revenue?

As a traditional community bank, TriCo earns net interest income from the spread between what it pays on deposits and what it charges on loans. Its loan book includes commercial real estate, small business loans, agricultural credit, and residential mortgages. A smaller portion of revenue comes from service charges and wealth management fees.

### Is TriCo Bancshares an active acquirer in community banking?

TriCo has historically pursued acquisitions of smaller California community banks, including North Valley Bancorp in 2014 and FNB Bancorp in 2018. In recent years, the bank has focused more on organic growth and operational efficiency, though it maintains the capacity to evaluate strategic in-market acquisitions.

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Last updated: 2026-06-03T20:00:00.000Z

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