# Turning Point Financial

Turning Point Financial is a Bank / Wealth / Trust based in Frederick, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Frederick, United States
- **Region:** North America
- **Address:** Frederick, MD, United States
- **Founded:** 1994
- **Assets under management:** Undisclosed
- **Website:** tpfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/turning-point-financial-frederick

## Regulatory record

- **CRD number:** 301282
- **SEC file number:** 801-116895
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-04-01T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/301282

## About

Turning Point Financial was founded in 1994 and is headquartered in Frederick, Maryland. The firm operates as a registered investment advisor, providing financial planning and portfolio management services to a client base that includes individuals, high-net-worth families, small businesses, and retirement plans. Its founding predates the RIA consolidation wave, marking it as one of the longer-tenured independent advisory practices in its region. Turning Point's service model centers on personalized financial planning, with stated capabilities in investment management and retirement plan oversight. The firm advises on asset allocation and manager selection for individual client accounts rather than operating pooled institutional vehicles. It structures its client relationships around fiduciary standards typical of RIAs, a framework that legally obligates the firm to prioritize client interests in fee structures and investment recommendations. Its geographic focus remains concentrated in the Mid-Atlantic, serving the Frederick community and surrounding Maryland markets. The practice appears structured as a traditional private-wealth advisory firm, with a lean professional footprint typical of independent RIAs in secondary US markets. Turning Point's structural differentiator lies in its longevity as an independent fiduciary in a market segment increasingly dominated by aggregator platforms and bank-owned wealth channels.

## Related profiles

- [Turner Financial Group](https://altss.com/profile/turner-financial-group)
- [Turnstone Financial](https://altss.com/profile/turnstone-financial)

---

Last updated: 2026-08-11T02:43:31.692Z

Canonical page: https://altss.com/profile/turning-point-financial

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology