# United Bancshares Inc/OH

United Bancshares Inc/OH is an other.

## Overview

- **Organization type:** other
- **Region:** North America
- **Assets under management:** Undisclosed

## Regulatory record

- **Reports private funds:** No

## About

United Bancshares Inc/OH is a publicly registered bank holding company formed under Ohio law. The entity's primary operating subsidiary is a state-chartered bank that provides traditional banking products including loans, deposits, and treasury management. The company's strategy centers on regional lending to small and middle-market businesses, real estate developers, and consumers. Its portfolio includes commercial real estate loans, commercial and industrial loans, residential mortgages, and consumer credit. Operating primarily in Ohio and nearby Midwestern states, it competes against larger national banks on relationship-based service. As a public company traded on the OTC Markets, United Bancshares reports financial results quarterly to the SEC. It maintains a branch network in Ohio and employs a team of relationship managers, credit officers, and support staff. Recent filings indicate ongoing focus on loan growth and expense management. United Bancshares' distinct feature is its status as a publicly traded bank holding company rather than a privately held family office or fintech platform. This subjects it to bank regulatory supervision and shareholder reporting obligations that differ from unregulated investment firms.

## Questions

### What kind of banking services does United Bancshares offer?

Through its subsidiary bank, United Bancshares provides commercial real estate loans, commercial and industrial lending, residential mortgages, consumer loans, and deposit accounts. It focuses on community banking with a regional footprint in Ohio.

### How is United Bancshares structured?

It operates as a holding company that owns a state-chartered bank. The company's stock trades on the OTC Markets under the ticker symbol UBOH. It is subject to oversight by banking regulators and public company reporting requirements.

### What is United Bancshares' geographic focus?

The company primarily serves customers in Ohio and nearby Midwestern states. Its branch network is concentrated in Ohio, with a focus on local relationship banking for small businesses and individuals.

### What is the company's history?

United Bancshares Inc/OH was incorporated in Ohio and has operated as a bank holding company for decades. Public financial filings are available through the SEC's EDGAR system.

### How can I find financial data on United Bancshares?

As a public reporting company, United Bancshares files annual and quarterly financial statements with the SEC. These can be accessed via the SEC's EDGAR database under CIK number 0000038303.

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Last updated: 2026-06-03T20:00:00.000Z

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