# Uniting Financial Services

Uniting Financial Services is an Endowment / Foundation based in Sydney, Australia.

## Overview

- **Organization type:** Endowment / Foundation
- **Headquarters:** Sydney, Australia
- **Region:** Oceania
- **Address:** Level 10, 222 Pitt Street, Sydney, New South Wales, Australia
- **Founded:** 1976
- **Assets under management:** 983 (Altss estimate)
- **Website:** unitingfinancial.com.au
- **LinkedIn:** https://au.linkedin.com/company/uniting-financial-services-australia

## Regulatory record

- **Reports private funds:** No

## About

Uniting Financial Services was formed in 1976 under the Uniting Church Synod of NSW and ACT to handle lending and investment activities for affiliated organisations. Ross Smith serves as chief executive and Edwin Lo as chief investment officer. The entity operates as a religious charitable development fund rather than a conventional asset manager. Capital deployment centres on direct loans and real estate projects. Asset classes include commercial property loans, mixed-use developments, and aged care facilities. Confirmed holdings encompass the Marsden St Project in Parramatta, Westmead Stage 2, and the Commercial Loan Portfolio valued at $211.5 million. Activity stays concentrated in New South Wales and the Australian Capital Territory. The firm maintains one headquarters in Sydney and reports no additional offices. It participates in the UN Principles for Responsible Investment since 2010 and holds membership in the Responsible Investment Association Australasia. December 2024 attendance at the AusPayNet Annual Summit marked its most recent documented external engagement. Governance flows through The Uniting Church in Australia Property Trust (NSW), which holds ownership of multiple assets and the 100 percent stake in Uniting NSW.ACT. This structure enforces alignment with church mission over external fund commitments.

## Sectors

- Real Estate
- Private Credit
- Education

## People

- Ross Smith — Chief Executive Officer
- Edwin Lo — Chief Investment Officer

## Questions

### Who runs investment decisions at Uniting Financial Services?

Ross Smith serves as chief executive officer and Edwin Lo serves as chief investment officer. Both appear in the firm's relationship records.

### Does Uniting Financial Services participate in fund commitments or only direct deals?

Activity centres on direct loans and property developments held through The Uniting Church in Australia Property Trust (NSW). No external fund commitments are recorded.

### What investment stages does Uniting Financial Services typically target?

The firm focuses on completed or under-development real estate projects and ongoing loan portfolios to church schools and organisations.

### How is Uniting Financial Services related to Uniting NSW.ACT?

Uniting Financial Services holds a 100 percent ownership stake in Uniting NSW.ACT through the Synod of NSW and ACT.

### Which sectors receive the largest allocations?

Real estate developments and commercial loans to church entities account for the majority of disclosed assets, including a $211.5 million commercial loan portfolio.

## Related profiles

- [Invest In Visions](https://altss.com/profile/invest-in-visions)
- [Construction Industry Laborers Pension Fund](https://altss.com/profile/construction-industry-laborers-pension-fund)

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Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/uniting-financial-services

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