# Universal Fidelity Life Insurance Company

Universal Fidelity Life Insurance Company is an Insurance based in Duncan, United States.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Duncan, United States
- **Region:** North America
- **Address:** Duncan, OK, United States
- **Founded:** 1935
- **Assets under management:** Undisclosed
- **Website:** www.uflic.com
- **LinkedIn:** https://www.linkedin.com/company/universal-fidelity-life-insurance-company

## Regulatory record

- **Reports private funds:** No

## About

Universal Fidelity Life Insurance Company offers life, health, and accident insurance products, including life insurance, health plans, and accident coverage. The company provides third-party administration and underwriting services for self-funded group health plans. Founded in 1935, UFLIC is based in Oklahoma City, Oklahoma.

## Sectors

- Insurance
- Fixed Income

## Offices

- Oklahoma City, OK, United States

## People

- C. Brent Haggard — Chairman, President and CEO
- Mary Jo Haggard — Minority Shareholder

## Questions

### Who controls Universal Fidelity Life Insurance Company?

C. Brent Haggard is the ultimate controlling person. He serves as Chairman, President, and CEO of UFLIC and owns the firm indirectly through Seneca International, Ltd., the parent holding company. Minority interests in the holding company system are held by Mary Jo Haggard.

### What does UFLIC invest its general account in?

UFLIC's investment portfolio is concentrated in U.S. Treasury securities and commercial real estate. The firm owns its administrative headquarters in Duncan, Oklahoma, and executive offices in Oklahoma City. The allocation reflects a conservative, fixed-income-oriented strategy designed to match long-duration life insurance liabilities.

### Does UFLIC retain all the risk on the policies it underwrites?

No. UFLIC has a reinsurance partnership with LifeShield National Insurance Company, which assumes a portion of the mortality risk on UFLIC's life insurance book. This is a common structure for smaller life carriers seeking to manage statutory capital requirements and risk concentration.

### Is UFLIC part of a larger public company?

No. UFLIC is a privately held subsidiary of Seneca International, Ltd., a holding company controlled by the Haggard family. It is not publicly traded and does not report financial results to the SEC, though it files statutory financial statements with Oklahoma insurance regulators.

### What lines of insurance does UFLIC write?

UFLIC is a life and health insurance carrier. The firm underwrites traditional life insurance products and distributes them through its affiliated agency, Legend Insurance Agency, LLC, which is also owned by C. Brent Haggard.

## Related profiles

- [uniVersa Lebensversicherung](https://altss.com/profile/universa-lebensversicherung)
- [Universal Financial Advisors](https://altss.com/profile/universal-financial-advisors)

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Last updated: 2026-06-03T20:00:00.000Z

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