# Universal Financial Services

Universal Financial Services is an Asset Manager based in Guaynabo, United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** Guaynabo, United States
- **Region:** North America
- **Address:** Chicago, IL, United States
- **Assets under management:** Undisclosed
- **Website:** ufsc.com

## Regulatory record

- **CRD number:** 131558
- **SEC file number:** 801-121280
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/131558

## About

Universal Financial Services Inc. is an SEC-registered investment adviser in Guaynabo, PR, registered since 2021. The firm manages approximately $325 million in regulatory assets. It has 3 employees and 1 investment adviser.

## Questions

### What does Universal Financial Services do?

The company acquires tax-lien certificates — claims against properties with delinquent taxes — at municipal auctions, and purchases non-performing consumer debt portfolios from originating banks. It operates as a principal investor, holding these assets on its own balance sheet and collecting statutory interest plus eventual redemption or foreclosure proceeds.

### Who runs Universal Financial Services?

The company does not prominently disclose its leadership team in publicly accessible marketing materials or a dedicated website. As an OTC-listed entity, officer and director names should appear in regulatory filings with the SEC or OTC Markets Group, though these have not been verified in the current research record.

### What makes Universal Financial Services structurally different from a typical tax-lien fund?

Most tax-lien investors operate through finite-life private funds or individual accounts. Universal Financial Services is a permanent-capital public entity — it has no fund-return deadline, but must satisfy public-company governance and disclosure standards, however minimal for OTC-listed companies.

## Related profiles

- [Universal Bank Japan](https://altss.com/profile/universal-bank-japan)
- [Universal Real-time](https://altss.com/profile/universal-real-time)

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Last updated: 2026-06-03T20:00:00.000Z

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