# Upstart Holdings, Inc.

Upstart Holdings, Inc. is a public company listed on Nasdaq as UPST, headquartered in Burlingame, CA, United States.

## Company overview

- **Legal name:** Upstart Holdings, Inc.
- **Classification:** Public company
- **Industry (SIC):** 6199 — Finance Services
- **Headquarters:** Burlingame, CA, United States
- **Incorporated in:** DE
- **Fiscal year end:** December 31
- **Ticker:** Nasdaq: UPST
- **SEC CIK:** 0001647639

## About

Upstart Holdings, Inc. is identified in the retained SEC EDGAR snapshot dated 2026-10-14. Its SEC Central Index Key is 0001647639, and its reported industry is Finance Services. In 10-K filed on 2026-02-10, it reported annual revenue of USD 1,043,857,000; net income of USD 53,601,000; total assets of USD 2,974,805,000 for the fiscal period ended 2025-12-31. The financial history preserves reporting periods, currencies, filing accessions and source provenance. Figures are reported filing data, rather than real-time estimates.

## Financials

Annual figures as originally reported. Currency is shown for each fiscal year; B means billion and M means million.

### FY2025 (period ended 2025-12-31)

- **Revenue:** $1.0B (USD 1,043,857,000)
- **Net income:** $53.6M (USD 53,601,000)
- **Total assets:** $3.0B (USD 2,974,805,000)
- **Cash and equivalents:** $652.4M (USD 652,388,000)
- **Operating cash flow:** -$147.7M (USD -147,725,000)

### FY2024 (period ended 2024-12-31)

- **Revenue:** $636.5M (USD 636,528,000)
- **Net income:** -$128.6M (USD -128,581,000)
- **Total assets:** $2.4B (USD 2,366,958,000)
- **Cash and equivalents:** $788.4M (USD 788,422,000)
- **Operating cash flow:** $186.3M (USD 186,331,000)

### FY2023 (period ended 2023-12-31)

- **Revenue:** $513.6M (USD 513,562,000)
- **Net income:** -$240.1M (USD -240,132,000)
- **Total assets:** $2.0B (USD 2,017,100,000)
- **Operating cash flow:** -$160.5M (USD -160,493,000)
- **Later filings:** Operating cash flow: shown as originally filed; later filings report different values for the same periods.

### FY2022 (period ended 2022-12-31)

- **Revenue:** $842.4M (USD 842,444,000)
- **Net income:** -$108.7M (USD -108,665,000)
- **Total assets:** $1.9B (USD 1,936,054,000)
- **Operating cash flow:** -$674.7M (USD -674,681,000)
- **Later filings:** Operating cash flow: shown as originally filed; later filings report different values for the same periods.

## Recent SEC filings

- Form 10-Q — filed 2026-08-04 — period 2026-06-30 — 10-Q
- Form 8-K — filed 2026-08-04 — period 2026-08-04 — 8-K
- Form 8-K — filed 2026-05-28 — period 2026-05-28 — 8-K
- Form 8-K — filed 2026-05-19 — period 2026-05-19 — 8-K
- Form 10-Q — filed 2026-05-05 — period 2026-03-31 — 10-Q
- Form 8-K — filed 2026-05-05 — period 2026-05-05 — 8-K
- Form DEF 14A — filed 2026-04-16 — period 2026-05-28 — DEF 14A
- Form 8-K — filed 2026-03-10 — period 2026-03-10 — 8-K
- Form 8-K — filed 2026-02-19 — period 2026-02-19 — 8-K
- Form 10-K — filed 2026-02-10 — period 2025-12-31 — 10-K
- Form 8-K — filed 2026-02-10 — period 2026-02-10 — 8-K
- Form 8-K — filed 2026-02-10 — period 2026-02-10 — 8-K

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Updated: 2026-10-23T06:52:41Z

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