# USAble Life

USAble Life is an Insurance based in Little Rock, United States.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Little Rock, United States
- **Region:** North America
- **Address:** 17500 Chenal Parkway, Little Rock, AR 72223, United States
- **Founded:** 2005
- **Assets under management:** Undisclosed
- **Website:** www.usablelife.com
- **LinkedIn:** https://www.linkedin.com/company/usable-life

## Regulatory record

- **Reports private funds:** No

## About

Usable Life provides dental, life, accident, and disability insurance products to individuals, families, and businesses. The company serves these groups and was founded in 2005 in Little Rock, Arkansas.

## Sectors

- Insurance

## Offices

- Honolulu, HI, United States
- Jacksonville, FL, United States

## People

- Richard Macy — President and CEO
- John Moran — Executive Vice President and CFO

## Questions

### Who owns USAble Life?

USAble Life is held through Life & Specialty Ventures, LLC, a joint venture between Arkansas Blue Cross and Blue Shield and Cambia Health Solutions. Arkansas Blue Cross owns 35.49% of the venture, with Cambia holding the remainder. This structure places USAble Life under the umbrella of two major non-profit health insurers operating in the Blue Cross Blue Shield system.

### How is USAble Life's investment portfolio structured?

USAble Life manages a general account investment portfolio that backs its insurance policy liabilities. As an insurance-company portfolio, its structure is shaped by statutory accounting principles and risk-based capital requirements rather than the total-return benchmarks typical of pension funds or endowments. The firm does not publicly disclose its asset allocation, external manager roster, or total portfolio size.

### How does USAble Life's ownership structure affect its investment posture?

USAble Life's position inside Life & Specialty Ventures means its investment strategy is ultimately governed by the priorities of Arkansas Blue Cross and Cambia Health Solutions — two large non-profit health plans. Non-profit Blue Cross Blue Shield entities tend to prioritize capital preservation and stable returns to support insurance operations, with less emphasis on the aggressive growth mandates common among independent asset managers.

## Related profiles

- [US Small Business Administration](https://altss.com/profile/us-small-business-administration)
- [USAdvisors Wealth Management](https://altss.com/profile/usadvisors-wealth-management)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/usable-life

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology