# Valley Wealth Strategies

Valley Wealth Strategies is a Bank / Wealth / Trust based in Lodi, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Lodi, United States
- **Region:** North America
- **Address:** San Luis Obispo, CA, United States
- **Founded:** 2018
- **Assets under management:** Undisclosed
- **Website:** valleywealthstrategies.com
- **LinkedIn:** linkedin.com/company/valley-wealth-strategies

## Regulatory record

- **CRD number:** 289737
- **SEC file number:** 801-113081
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/289737

## About

Valley Wealth Strategies is an SEC-registered investment adviser in Lodi, CA, registered since 2018. The firm manages $1.4 billion in assets, with $448 million on a discretionary basis. It has 59 employees and 26 investment advisers.

## Questions

### Is Valley Wealth Strategies a fiduciary?

Yes — as a registered investment advisor, the firm operates under the Investment Advisers Act of 1940, which imposes a fiduciary duty requiring it to act in clients' best interests. This distinguishes it from broker-dealer models that operate under the less stringent suitability standard.

### What investment approach does Valley Wealth Strategies use to construct portfolios?

The firm employs a strategic, evidence-based asset allocation approach centered on low-cost institutional funds from managers including Dimensional Fund Advisors and Vanguard. Portfolios are constructed with intentional factor tilts toward small-cap and value stocks, a method grounded in Fama-French academic research. The firm avoids active stock-picking and market-timing in favor of systematic, diversified exposure across US and international markets.

### Does Valley Wealth Strategies offer direct private investments or venture capital?

No. The firm does not participate in direct private equity, venture capital, or speculative direct investments. Its investment philosophy prioritizes liquidity, broad diversification, and cost efficiency through publicly traded vehicles, keeping client portfolios accessible and transparent.

### What geographic market does the firm serve?

Valley Wealth Strategies is headquartered in San Luis Obispo and focuses on serving families, professionals, and retirees across California's Central Coast. The firm maintains a single-office footprint, which keeps its service delivery concentrated on the region rather than distributed across multiple metropolitan markets.

### How are financial planning and investment management connected at Valley Wealth Strategies?

The firm integrates tax planning, estate strategies, and investment management under one roof rather than referring clients to separate external specialists. This structure means portfolio construction flows directly from a client's tax situation and estate goals, with coordinated execution across all three disciplines forming the continuous basis for advice rather than episodic reviews.

## Related profiles

- [Valley Wealth Managers](https://altss.com/profile/valley-wealth-managers)
- [Vallgrund Invest](https://altss.com/profile/vallgrund-invest)

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Last updated: 2026-06-03T20:00:00.000Z

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