# Vector Financial Solutions

Vector Financial Solutions is an Asset Manager based in United States.

## Overview

- **Organization type:** Asset Manager
- **Headquarters:** United States
- **Region:** North America
- **Assets under management:** Undisclosed
- **Website:** vectorfinancialsolutions.com
- **LinkedIn:** https://www.linkedin.com/company/david-wilson-06137711

## Regulatory record

- **CRD number:** 291895
- **Registration status:** Registered
- **Reports private funds:** No
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/291895

## About

VECTOR FINANCIAL SOLUTIONS, INC. is a state-registered investment adviser in Escondido, CA. The firm manages $66 million in assets, $59 million on a discretionary basis. It has 3 employees and 2 investment advisers.

## Questions

### How does Vector Financial Solutions source its transaction flow?

Transaction flow is sourced primarily through relationships with plaintiff attorneys, financial advisors, and direct-to-consumer marketing. Individuals who have received a structured settlement often seek liquidity and are introduced to factoring firms by the attorneys who handled their original case. Because each transfer requires court approval, the sourcing model is deeply integrated with the legal community rather than institutional investment networks. Competitors in this space also rely heavily on online lead generation targeting settlement recipients.

### How does Vector Financial Solutions price the payment streams it acquires?

Pricing applies a discount rate to the future cash flows, reflecting the time value of money over the payment schedule, the credit risk of the annuity issuer or obligor, and the firm's required return. The underlying obligors — usually A-rated or better insurance companies — provide high certainty of payment, allowing discount rates that are lower than those applied in distressed consumer credit but higher than institutional fixed-income yields. The exact pricing methodology and current discount rates are proprietary and not publicly disclosed.

## Related profiles

- [Vector Dynamics Wealth Management](https://altss.com/profile/vector-dynamics-wealth-management-pllc)

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Last updated: 2026-06-03T20:00:00.000Z

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