Vihana Wealth Management

Vihana positions itself as a fee-only, fiduciary financial planning and investment advisory firm, according to its public descriptions. This structure is less common in India, where many advisors still derive income from product distribution commissions. By avoiding commissions, the firm aims to eliminate conflicts of interest in portfolio construction. Client fees are based on assets under advisory or a retainer model, though exact schedules are not publicly disclosed.

Vihana constructs multi-asset portfolios that typically include direct equities, fixed income instruments, mutual funds, and alternative investments. Alternatives may encompass structured products and private debt opportunities available to Indian accredited investors. The firm focuses on long-term asset allocation strategies. Recommendations are tailored to individual client goals rather than market-timing calls.

No public record indicates that Vihana operates under a bank or brokerage umbrella. Operating independently allows the firm to maintain its fiduciary stance, selecting investments from across the market rather than prioritizing proprietary products. This structure is central to its identity as an advisor. Independence can also mean fewer internal resources compared to large institutional platforms.

Vihana serves high-net-worth individuals and families in India, particularly those seeking financial planning advice independent of product sales pressures. Its Hyderabad base suggests a clientele drawn from local entrepreneurs, professionals, and family enterprises. The firm's fee-only model generally requires a minimum investible asset threshold to make the advisory relationship viable. Exact minimums are not publicly stated.

Vihana's core offering is financial planning, which in the Indian context typically includes goal-based planning, retirement planning, and tax-efficient investing strategies. Whether it offers formal estate planning or legal tax advisory as a separate service line is not publicly confirmed. As a fiduciary planner, the firm would coordinate with external legal and tax professionals on behalf of clients when needed.