# Visiting Nurse Service of Rochester and Monroe County, Inc. Cash Balance Pension Plan

Visiting Nurse Service of Rochester and Monroe County, Inc. Cash Balance Pension Plan is a Cash Balance Plan based in Webster, United States.

## Overview

- **Organization type:** Cash Balance Plan
- **Headquarters:** Webster, United States
- **Region:** North America
- **Address:** Webster, NY, United States
- **Assets under management:** Undisclosed
- **Website:** www.rochesterhealth.com

## Regulatory record

- **Reports private funds:** No

## About

This plan is the pension vehicle for Visiting Nurse Service of Rochester and Monroe County, Inc., a home health care provider that was absorbed into the University of Rochester Medical Center Health System. The plan is structured as a cash balance defined benefit plan, a hybrid design where each participant has a hypothetical account that grows with annual pay credits and interest credits. The plan is frozen, meaning no new participants are accruing benefits, and assets are managed to meet remaining obligations to vested former employees. The plan's sponsor, the University of Rochester, is the named fiduciary and administrator. The plan does not compete for new alpha-generating private market commitments the way an open defined benefit plan or endowment typically would; its glide path is governed by funded status and projected cash outflows. Asset allocation data is not publicly disclosed at the individual plan level. The University of Rochester's broader retirement and endowment pools are managed as separate entities with distinct investment committees and objectives. The plan's legacy ties it to the Visiting Nurse Service (VNS) of Rochester, an agency founded in 1919 that provided in-home nursing, maternal-child health, and hospice services across Monroe County for decades. VNS of Rochester merged into the University of Rochester Medical Center in the late 1990s, placing its pension obligations and health plan liabilities under the university's benefits umbrella. The plan's administrative office sits in Webster, New York, a Rochester suburb along Lake Ontario, consistent with the University of Rochester's consolidated HR and benefits operations. The University of Rochester maintains an investment office overseeing roughly $3.5 billion in long-term pool assets in 2024, but this legacy cash balance plan is a ring-fenced liability pool managed with conservative, termination-focused constraints. Structurally, what distinguishes this plan from most institutional allocators profiled by Altss is its terminal posture: it is not an active investor seeking new relationships with external managers. The plan exists to pay out a shrinking pool of retiree liabilities, with no new contributions or participants. The University of Rochester endowment and 403(b) retirement plan are the active investment pools for institutional access.

## Questions

### What is the plan's investment mandate?

As a frozen cash balance plan, the mandate is liability-driven: match the remaining benefit obligations to current and future retirees with low-volatility assets. Public filings and plan documents are not proactively disseminated, but the typical asset allocation for a frozen plan of this type emphasizes investment-grade fixed income and cash equivalents to preserve principal as participant accounts pay out over time.

### How is this plan related to the University of Rochester endowment?

Legally distinct. The Visiting Nurse Service Cash Balance Pension Plan is a single-employer frozen plan, administered by the university as the successor sponsor. The University of Rochester endowment — which totaled roughly $3.5 billion as of mid-2024 — is managed by a separate investment office with a growth-oriented, diversified allocation characteristic of major university endowments. The two pools are not commingled.

## Related profiles

- [Visiting Nurse Service of New York Care Pension Plan](https://altss.com/profile/visiting-nurse-service-of-new-york-care-pension-plan)
- [Vista Advisor Group](https://altss.com/profile/vista-advisor-group)

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Last updated: 2026-08-11T02:43:31.692Z

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