# Vivere Wealth Management Vivere Wealth Management is a Bank / Wealth / Trust based in Chandler, United States. ## Overview - **Organization type:** Bank / Wealth / Trust - **Headquarters:** Chandler, United States - **Region:** North America - **Address:** Chandler, AZ, United States - **Founded:** 2016 - **Assets under management:** Undisclosed - **Website:** viverewealthmanagement.com ## Regulatory record - **CRD number:** 284152 - **Registration status:** Registered - **Latest Form ADV filing:** 2026-03-24T05:00:00.000Z - **Reports private funds:** No - **Private funds reported:** 0 - **IAPD record:** https://adviserinfo.sec.gov/firm/summary/284152 ## About Vivere Wealth Management was formed in Chandler, Arizona, in 2016 as a registered investment adviser. The firm serves individuals, high-net-worth families, and small-to-midsize business entities, building financial plans that coordinate investment management, tax strategy, and estate planning. Its founding team structured the practice around a fiduciary standard, rejecting commission-based brokerage in favor of advisory fees tied directly to assets under management or fixed retainers. The firm's investment approach centers on globally diversified, risk-allocated portfolios using low-cost ETFs and institutional mutual funds. Its strategy spans US and international equities, fixed income, and real-asset exposures such as REITs. Stage is not applicable given its wealth-management posture, but the construction targets decumulation sequencing — managing withdrawal rates and tax-lot harvesting for clients in distribution phase. The firm operates exclusively within the United States, with a client footprint concentrated in Arizona's Sun Corridor and secondary referrals from business-exit events in the Southwest. Recent activity includes ongoing regulatory filings as a state-registered adviser in Arizona, per FINRA BrokerCheck, which reflect standard Form ADV annual updates. The firm has not announced any private funds, club-vehicle affiliations, or philanthropic entities separate from client-directed giving. What distinguishes Vivere structurally is its geographic bet: operating a fee-only RIA in a high-growth suburban market like Chandler, where new wealth from relocating technology and healthcare executives creates a consistent pipeline, but where the firm must fend off both local bank trust departments and remote national RIAs. The absence of proprietary product sales and the emphasis on after-tax outcomes position it as a pure-planning shop — a defined break from Arizona's large wirehouse base. ## Sectors - Wealth Management - Financial Planning ## Questions ### Is Vivere Wealth Management a fiduciary to its clients? Yes. As a registered investment adviser with the state of Arizona, Vivere Wealth Management operates under a fiduciary duty to act in its clients' best interests. This distinguishes it from broker-dealers who operate under the less stringent suitability standard. The firm's Form ADV disclosures, on file with the SEC, confirm its fee-only, fiduciary posture. ### How does Vivere Wealth Management charge for its services? The firm charges asset-based advisory fees as a percentage of assets under management, supplemented by fixed or hourly fees for standalone financial planning engagements. This fee-only structure means Vivere does not accept commissions, revenue sharing, or third-party payments from investment product providers, which eliminates a common source of conflict in financial advice. ### What types of clients does Vivere Wealth Management serve? Vivere serves individuals, high-net-worth individuals, and business entities. Its core client base consists of Arizona-based professionals, retirees, and small-business owners who require integrated financial planning, investment management, and tax-aware withdrawal strategies. The firm does not publicly disclose a minimum asset threshold. ### Does Vivere Wealth Management manage proprietary investment products? No. The firm constructs client portfolios using third-party securities, primarily low-cost exchange-traded funds (ETFs) and institutional-class mutual funds. By avoiding proprietary products, Vivere maintains separation between product manufacturing and advice, reinforcing its fiduciary commitment to open-architecture portfolio construction. ### How is Vivere Wealth Management different from a large bank wealth division? Unlike bank trust departments or wirehouse advisory programs, Vivere operates as an independent, owner-operated RIA. This independence means it selects investments without pressure to promote proprietary banking products, and its planning recommendations are not tied to a parent company's lending or deposit relationships. The flat-fee and advisory-fee model aligns firm revenue with client portfolio performance rather than product transactions. ## Related profiles - [Vivendi Pension](https://altss.com/profile/vivendi-pension) - [Vivid Wealth Management](https://altss.com/profile/vivid-wealth-management) --- Last updated: 2026-08-11T02:43:31.692Z Canonical page: https://altss.com/profile/vivere-wealth-management Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology