# VSM Wealth Advisory

VSM Wealth Advisory is a Bank / Wealth / Trust based in Hunt Valley, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Hunt Valley, United States
- **Region:** North America
- **Address:** Hunt Valley, MD, United States
- **Founded:** 1992
- **Assets under management:** Undisclosed
- **Website:** vs-m.com
- **LinkedIn:** https://www.linkedin.com/company/vsm-wealth-advisory

## Regulatory record

- **CRD number:** 313717
- **SEC file number:** 801-121412
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-30T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/313717

## About

VSM Wealth Advisory was founded in 1992 as a Maryland-registered investment advisor, building a practice centered on investment supervisory services and financial planning for individuals and retirement plans. The firm's longevity places it among the independent RIAs that proliferated before the fiduciary-rule debates of the 2010s reshaped the advisory landscape, yet it has maintained a low public profile with no disclosed acquisitions or platform roll-ups. The firm's strategy spans portfolio management, financial planning, and investment supervision — a traditional wealth-management stack rather than a direct-investment or alternatives-heavy model. The geographic focus appears concentrated in the mid-Atlantic, with Hunt Valley serving as a hub for clients in greater Baltimore, Washington, D.C., and southeastern Pennsylvania. VSM Wealth Advisory operates as a boutique, with no disclosed team size, AUM, or named principals in public filings beyond its founding-era registration. The firm has not announced fund launches, co-investment vehicles, or philanthropic structures, consistent with a practice that prioritizes private-client continuity over institutional capital-raising. Its independence from large aggregators like Creative Planning or Hightower remains a structural differentiator. That independence is the firm's structural differentiator. Unlike the thousands of RIAs that have sold to consolidators or taken private-equity investment since 2015, VSM Wealth Advisory shows no public evidence of outside capital. For a segment of clients — particularly those wary of the service-model changes that follow acquisitions — a multi-decade track record without a liquidity event can itself be the value proposition.

## Related profiles

- [VRK](https://altss.com/profile/vrk)
- [VSP Retirement Plan](https://altss.com/profile/vsp-retirement-plan)

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Last updated: 2026-08-11T02:43:31.692Z

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