RIA · CRD 159051SEC-Registered

Updated:

Waypoint Financial Planning LLC

WAYPOINT FINANCIAL PLANNING LLC is an SEC-registered investment adviser in SOUTHBOROUGH, MA. The firm manages $61 million in assets, $51 million on a...

Waypoint Financial Planning LLC

WAYPOINT FINANCIAL PLANNING LLC is an SEC-registered investment adviser in SOUTHBOROUGH, MA. The firm manages $61 million in assets, $51 million on a discretionary basis. It has 1 employee and 1 investment adviser.

General information

Firm type

RIA

Year founded

2004

Location

Region

North America

Country

United States

City

Southborough

Corporate office

New York, NY, United States

Principals

Paul S. Derringer

Founder and President

Sector focus

Financial PlanningWealth ManagementRetirement Planning

Frequently asked questions

Who runs Waypoint Financial Planning LLC?

Waypoint Financial Planning LLC is led by founder Paul S. Derringer, whose public records identify him as the firm's president and principal. Derringer has operated the firm since 2004 and serves as the primary investment advisor representative.

Is Waypoint Financial Planning a fiduciary?

Yes — Waypoint Financial Planning LLC is a registered investment adviser (RIA) that by law must act as a fiduciary for its clients. The firm's website emphasizes its fee-only compensation model, meaning it does not earn commissions or third-party compensation.

How does Waypoint Financial Planning invest client assets?

The firm employs a blend of low-cost index-based strategies and individual securities, with a focus on tax efficiency and risk management. Publicly available information indicates the firm avoids private-market investments, concentrating on publicly traded stocks, bonds, and cash equivalents.

Does Waypoint Financial Planning serve institutions or only individuals?

Waypoint Financial Planning's public disclosures describe its client base as primarily individuals and families. The firm's advisory model is built around personal financial planning rather than institutional asset management.

What is Waypoint Financial Planning's AUM?

Waypoint Financial Planning has not publicly disclosed an AUM figure. The firm is not listed on the SEC's Investment Adviser Public Disclosure (IAPD) database with a publicly reportable AUM, which suggests the firm's regulatory threshold exemption may apply.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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