# WCF Mutual Insurance Company

WCF Mutual Insurance Company is an Insurance based in Sandy, United States.

## Overview

- **Organization type:** Insurance
- **Headquarters:** Sandy, United States
- **Region:** North America
- **Address:** 100 W Towne Ridge Pkwy, Sandy, UT 84070, United States
- **Founded:** 1917
- **Assets under management:** Undisclosed
- **Website:** wcf.com
- **LinkedIn:** https://www.linkedin.com/company/wcf-insurance

## Regulatory record

- **Reports private funds:** No

## About

Find coverage and resources for workers’ compensation insurance for Utah, California, Idaho, Nevada, Colorado, and Arizona. Get a quote for workers’ comp today

## Sectors

- Insurance

## Offices

- Murray, UT, United States

## People

- Matt Lyon — CEO and President
- Ray Pickup — Former CEO, Board Member
- Dallas Bradford — Board Chair
- Scott Westra — Senior Vice President and Chief Financial Officer

## Questions

### What is the investment mandate of WCF Mutual Insurance?

WCF Mutual manages its general account to fund future workers' compensation claims. The portfolio focuses on asset-liability matching through investment-grade fixed income, commercial real estate, and private credit. The firm carries no disclosed third-party management mandates, so every allocation decision serves the mutual's policyholder obligations.

### Who oversees investment decisions at WCF Mutual?

Senior Vice President and CFO Scott Westra holds primary responsibility for the investment portfolio, operating under the governance of CEO Matt Lyon and Board Chair Dallas Bradford. The investment function works within a risk-management framework shaped by the firm's membership in the National Council on Compensation Insurance.

### What is WCF Mutual's ownership structure?

WCF Mutual is a policyholder-owned mutual insurance company. There are no outside shareholders. This structure means the investment portfolio exists solely to back claims reserves rather than maximize shareholder return, a governance feature distinct from publicly traded carriers.

## Related profiles

- [WBH Advisory](https://altss.com/profile/wbh-advisory)
- [Wea Financial Advisors](https://altss.com/profile/wea-financial-advisors)

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Last updated: 2026-06-03T20:00:00.000Z

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