Wealth Navigation Advisors

Wealth Navigation Advisors

Wealth Navigation Advisors was founded in Centerville, Utah, by Chad Jardine to bridge a structural gap in the wealth management industry. The firm serves accredited investors, family offices, and institutions seeking exposure to private equity, real estate, and private credit without the administrative burden and high minimums of direct fund commitments. Jardine built the practice on a fiduciary model, emphasizing manager selection and due diligence over proprietary fund management. Wealth Navigation constructs portfolios across three primary asset classes. In private equity, the firm commits to buyout and growth equity funds, including managers such as KKR and Insight Partners, typically through feeder structures that aggregate client capital into single fund commitments. The real estate allocation spans core-plus, value-add, and opportunistic strategies, with known exposure to vehicles managed by firms like Blackstone and Starwood Capital Group. The private credit sleeve targets direct lending and special situations funds, offering current yield with lower correlation to public markets. The firm invests predominantly across North America, with select exposure to European and Asian strategies through global manager relationships. The firm operates a lean team from its Centerville headquarters, relying on a network of institutional partnerships rather than a large internal investment staff. Jardine and his advisors conduct ongoing manager monitoring and portfolio construction, but do not manage in-house funds. The firm's client base includes dentists, physicians, and business owners concentrated in the Intermountain West, a demographic often overlooked by coastal gatekeepers. Recent activity includes an expansion of the firm's private credit offerings in response to rising client demand for income-oriented alternatives, as noted in the firm's 2024 client communications. Wealth Navigation's structural differentiator is its role as a feeder-fund architect for a niche demographic. While many RIAs avoid alternatives due to custody and accreditation complexity, Wealth Navigation treats private-market access as the core value proposition, not an ancillary service. The firm's Idaho-Utah corridor location gives it a distinct distribution advantage among high-net-worth individuals in secondary markets who are underserved by national private banks.