# Worley Erhart-Graves Financial Advisors

Worley Erhart-Graves Financial Advisors is a Bank / Wealth / Trust based in Indianapolis, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Indianapolis, United States
- **Region:** North America
- **Address:** Indianapolis, IN, United States
- **Founded:** 2000
- **Assets under management:** Undisclosed
- **Website:** wefinancialadvisors.com

## Regulatory record

- **Reports private funds:** No

## About

Worley Erhart-Graves Financial Advisors was founded in 2000 by William F. Worley and Richard P. Erhart-Graves, two career financial advisors who built the practice in Indianapolis. The firm's name reflects an equal partnership — a structural choice that places both principals' reputations behind every client relationship, without the institutional distance of a large bank trust department. The firm provides wealth management and financial planning services to individuals and families, with an apparent focus on retirement planning, investment management, and insurance solutions as a registered investment advisor. The practice operates from a single location in Indianapolis, serving a regional client base. Without public disclosures of assets under management or portfolio composition, the exact strategy mix remains opaque to outside observers. Public records confirm William Worley holds the title of President and Chief Compliance Officer, while Richard Erhart-Graves serves as Vice President — a lean governance structure typical of an owner-operated RIA with no outside institutional backing. The firm has maintained continuous registration with state securities regulators since inception, consistent with a practice that manages client assets below the $100 million threshold for SEC registration. What distinguishes Worley Erhart-Graves from thousands of similarly sized RIAs is the dual-named partnership — a model that embeds succession risk but also creates an unusually strong alignment mechanism. When both partners' names are on the door, the incentive to maintain a clean regulatory record and avoid conflicts of interest intensifies, a dynamic that can benefit advisory clients who want to know exactly who is responsible for their money.

## People

- William F. Worley — President and Chief Compliance Officer
- Richard P. Erhart-Graves — Vice President

## Questions

### Who makes investment decisions at Worley Erhart-Graves Financial Advisors?

The firm is led by President and Chief Compliance Officer William F. Worley and Vice President Richard P. Erhart-Graves. As a small owner-operated RIA, the two named principals are the primary decision-makers for both investment strategy and client relationships. No separate investment committee or external sub-advisor structure is publicly disclosed.

### How is this firm different from a large bank wealth division?

The namesake-partner structure provides a distinct governance difference: the two principals who own the firm are the same people delivering advice, eliminating the agency conflicts that can arise when advisors are employees of a larger institution. There is no parent bank pushing proprietary products or imposing cross-selling targets.

## Related profiles

- [Worley Banks Group](https://altss.com/profile/worley-banks-group)
- [Worth Advisors](https://altss.com/profile/worth-advisors)

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Updated: 2026-06-03T20:00:00.000Z

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