# X Advisors

X Advisors is a Bank / Wealth / Trust based in Santa Maria, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** Santa Maria, United States
- **Region:** North America
- **Address:** Santa Maria, CA, United States
- **Founded:** 2021
- **Assets under management:** Undisclosed
- **Website:** xadvisors.co
- **LinkedIn:** https://linkedin.com/company/x-advisors

## About

X Advisors was established in 2021 by Ryan Gorski and Loren Grabau. The firm operates from Santa Maria, California, placing it in a region shaped by agriculture, energy, and a growing base of private business owners. Its founding coincided with a wave of post-pandemic relocations to California's Central Coast, which expanded the local pool of affluent families and operating-company founders seeking financial counsel. The firm provides investment management and strategic wealth planning. Its client base is understood to include family business operators, real estate investors, and professionals concentrated in the tri-county area of Santa Barbara, San Luis Obispo, and Ventura. The advisory model typically integrates portfolio construction with estate planning, tax coordination, and business-succession work rather than offering standalone asset management. X Advisors is a owner-operated practice with two named founders. The firm has not publicly disclosed assets under management or a total headcount. Adjacent vehicles, philanthropic structures, or institutional affiliations have not been publicly reported. Structurally, X Advisors departs from the wirehouse model by operating as an independent registered investment adviser — a posture that removes brokerage-house product quotas and allows the founders to build portfolios from unaffiliated managers and funds. That independence, combined with a local-market franchise in a geographically distinct region, creates a book of business that cannot be easily replicated by a national roll-up.

## People

- Ryan Gorski — Founder
- Loren Grabau — Founder

## Questions

### Who founded X Advisors and where is the firm based?

Ryan Gorski and Loren Grabau founded X Advisors in 2021. The firm is headquartered in Santa Maria, California, which places its client base among the family businesses, agricultural operations, and professional practices concentrated along the state's Central Coast.

### What is X Advisors' regulatory structure?

X Advisors operates as an independent registered investment adviser. This structure means the firm selects portfolio allocations and third-party managers on an unaffiliated, open-architecture basis, without the product-placement obligations that can accompany a wirehouse or broker-dealer affiliation.

### What types of clients does X Advisors serve?

The firm's location and stated planning focus point toward a client base of family-business operators, real estate holders, professionals, and agricultural landowners concentrated in the tri-county area of Santa Barbara, San Luis Obispo, and Ventura — a region with distinct wealth-creation patterns tied to land, operating companies, and post-pandemic migration.

## Related profiles

- [Wyoming State Treasurer's Office](https://altss.com/profile/wyoming-state-treasurer-s-office)
- [Xandar Capital](https://altss.com/profile/xandar-capital)

---

Last updated: 2026-08-11T02:43:31.692Z

Canonical page: https://altss.com/profile/x-advisors

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology