# XP Inc.

XP Inc. is an Investment Platform and Wealth Management based in Rio de Janeiro, Brazil.

## Overview

- **Organization type:** Investment Platform and Wealth Management
- **Headquarters:** Rio de Janeiro, Brazil
- **Region:** Latin America
- **Address:** Rio de Janeiro, Brazil
- **Founded:** 2001
- **Assets under management:** R$ 500B - R$ 1T (Altss estimate)
- **Website:** xpinc.com
- **LinkedIn:** https://www.linkedin.com/company/xp-inc-

## Regulatory record

- **Reports private funds:** No

## About

XP Inc. was founded in 2001 by Guilherme Benchimol in Rio de Janeiro, initially offering independent brokerage services in a market dominated by a few large banks. The firm went public on the Nasdaq in 2019 at a valuation of $19 billion, marking one of the largest LatAm fintech IPOs (per The Wall Street Journal, 2019). Benchimol remains CEO. XP’s asset management division invests across equities, fixed income, multi-asset, private credit, and infrastructure. It has deployed capital through vehicles such as XP Malls FII (a real estate fund) and XP Infra (for infrastructure debt). The firm's proprietary deal flow comes from its 1,300-strong advisor network and its digital platform, which sources investment opportunities from corporate clients. Geographically, XP focuses on Brazil, with growing exposure to other Latin American markets. The firm employs roughly 7,000 people across offices in Rio de Janeiro, São Paulo, and New York. In May 2025, XP launched a $1 billion infrastructure fund targeting renewable energy and logistics projects in Brazil (per Reuters, May 2025). XP operates no philanthropic foundation disclosed separately from its corporate structure. XP's structural differentiator lies in its vertical integration: it controls the distribution, asset management, and banking relationship with millions of retail and institutional clients in Brazil. This creates a flywheel where proprietary investment products are marketed through its own advisor network, a model rare among global asset managers and unique in Latin America.

## Sectors

- FinTech
- Asset Management
- Private Credit
- Real Estate
- Infrastructure

## Offices

- São Paulo, Brazil
- New York, United States

## People

- Guilherme Benchimol — Founder and CEO
- Bernardo Amaral — CFO

## Questions

### Who runs investment decisions at XP Inc.?

Guilherme Benchimol, founder and CEO, oversees strategy. The asset management arm is led by a dedicated team of portfolio managers covering equities, fixed income, and multi-asset strategies. Specific CIO names are not publicly listed.

### How does XP Inc. source proprietary deal flow?

XP leverages its 1,300-strong advisor network and digital platform to source investment opportunities from corporate clients and retail investors. This creates a steady pipeline of deals, particularly in private credit and infrastructure.

### What investment stages does XP typically target?

XP invests across stages, from liquid public equities and fixed income to illiquid private credit and infrastructure projects. Its strategy is opportunistic, with a focus on Brazilian and Latin American markets.

### Which sectors does XP explicitly avoid?

XP does not publicly disclose any explicit exclusion list. However, its investments lean toward fintech, real estate, infrastructure, and credit — avoiding high-growth tech or biotech outside its core LatAm focus.

## Related profiles

- [Boclips](https://altss.com/profile/boclips)
- [Freedom Mortgage](https://altss.com/profile/freedom-mortgage)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/xp-inc

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology