# Your Financial Pharmacist Planning

Your Financial Pharmacist Planning is a Bank / Wealth / Trust based in New Albany, United States.

## Overview

- **Organization type:** Bank / Wealth / Trust
- **Headquarters:** New Albany, United States
- **Region:** North America
- **Address:** New Albany, OH, United States
- **Founded:** 2016
- **Assets under management:** Undisclosed
- **Website:** yfpplanning.com
- **LinkedIn:** https://www.linkedin.com/company/yfp-wealth

## Regulatory record

- **Reports private funds:** No

## About

Founded in 2016 by Tim Baker, himself a licensed pharmacist, Your Financial Pharmacist Planning was built to address a precise void: financial advice for pharmacy professionals delivered by someone who has actually worked the counter, understood the student-debt load, and navigated the career arc of a PharmD. The firm operates from New Albany, Ohio, but serves healthcare professionals nationally via digital-first advisory relationships, focusing on the distinctive financial timeline of pharmacists — extended schooling, delayed peak earnings, and complex employer contract dynamics. The firm's strategy centers on holistic financial planning and portfolio management tailored to the pharmacist's lifecycle. Rather than generic asset gathering, Baker structured the practice around three pharmacist-specific phases: debt elimination for early-career professionals carrying average student-loan balances well into six figures, accumulation and tax planning for mid-career pharmacists often juggling 1099 and W-2 income streams, and pre-retirement liquidity planning for pharmacy owners contemplating a sale of their independent store. The investment management component leans on low-cost, evidence-based portfolio construction, while the planning side incorporates cash-flow modeling specific to pharmacy shift differentials, overtime structures, and non-traditional retail schedules. The firm advises individuals, high-net-worth families within the profession, and pharmacy business entities. Your Financial Pharmacist Planning operates as a boutique registered investment adviser, with Tim Baker serving as the sole named founder and public-facing principal. Through the affiliated brand "Your Financial Pharmacist" and its content platform at yourfinancialpharmacist.com, Baker has built a media ecosystem — blog, podcast, YouTube channel — that functions as a lead-generation and trust-building engine, a model more typical of digital-first direct-to-consumer brands than traditional wealth management firms. This content strategy established Baker's voice as a recognized financial educator within pharmacy circles, particularly through his podcast which features career-stage interviews and financial literacy topics aimed at pharmacists. What structurally separates the firm from a generalist RIA is the founder's dual licensure. Baker holds both a pharmacy doctorate and financial advisory certifications, creating a practitioner-to-practitioner dynamic that a generic advisor cannot replicate without the lived clinical and retail pharmacy experience. This is not a marketing label — the entire client acquisition model relies on pharmacists recognizing one of their own who has already solved the income-to-debt-to-wealth equation they face. The combination of a niche content engine, a single-profession client base, and a founder with the exact professional credentials of those he serves forms a defensible distribution model within the crowded RIA landscape.

## Sectors

- Healthcare Services

## People

- Tim Baker — Founder

## Questions

### What investment philosophy does Your Financial Pharmacist Planning follow?

The firm employs evidence-based portfolio construction, favoring low-cost diversified strategies over speculative allocation or stock-picking. The advisory focus centers on the financial plan itself — debt structuring, tax efficiency across pharmacist income types, and liquidity planning — rather than on outperforming a benchmark through active management. The practice is built around fee-based asset management and financial planning retainers.

### Does the firm manage assets for pharmacy business owners in addition to individual pharmacists?

Yes. The firm's advisory services extend to business entities, which includes independent pharmacy owners evaluating a sale, restructuring, or succession. For a pharmacist-owner, the personal balance sheet and the pharmacy's valuation are frequently intermingled; Baker's practice addresses both the exit-planning dimension and the post-sale wealth management transition.

### Is Your Financial Pharmacist Planning affiliated with a broker-dealer or insurance company?

The firm operates as a registered investment adviser, not a broker-dealer. Public records indicate it provides fee-based advisory services rather than commission-driven product sales. No material broker-dealer or insurance-company affiliation is disclosed.

## Related profiles

- [Your Choice Financial](https://altss.com/profile/your-choice-financial)
- [Your Financial Wizard](https://altss.com/profile/your-financial-wizard)

---

Last updated: 2026-06-03T20:00:00.000Z

Canonical page: https://altss.com/profile/your-financial-pharmacist-planning

Maintained by Altss — https://altss.com — methodology: https://altss.com/methodology