# Yritysluottoa.com

Yritysluottoa.com is an other based in Finland.

## Overview

- **Organization type:** other
- **Headquarters:** Finland
- **Region:** Europe
- **Assets under management:** Undisclosed
- **Website:** www.yritysluottoa.com

## Regulatory record

- **Reports private funds:** No

## About

Yritysluottoa.com operates as a Finnish business lending platform, launched by financial entrepreneur Santtu Korpela. The firm serves as a loan broker and aggregator, connecting small and medium-sized enterprises with a panel of banks and alternative credit providers across Finland. Korpela has publicly framed the service as a response to the slow, paperwork-heavy credit processes at incumbent Nordic banks. The platform facilitates unsecured business loans, lines of credit, and invoice financing — typically in the €10,000 to €500,000 range — across sectors including construction, retail, hospitality, and professional services. Yritysluottoa.com competes with other Finnish fintech lenders such as Fellow Finance and Fixura, as well as traditional banks like OP Financial Group and Nordea. Loan terms are funded by third-party institutions after the platform's proprietary matching algorithm pairs applicants with the most suitable underwriter. Headquartered in Finland, Yritysluottoa.com maintains a lean operational structure. Total loan origination volume is not publicly disclosed. Structurally, the firm operates not as a balance-sheet lender but as a marketplace — earning origination and servicing fees without taking direct credit risk on the loans it arranges. This capital-light model distinguishes it from credit funds and positions it closer to the Lendo or Funding Circle franchise model, adapted specifically for Finland's concentrated SME banking market.

## Sectors

- Private Credit
- FinTech

## People

- Santtu Korpela — toimitusjohtaja (CEO)

## Questions

### Who runs investment decisions at Yritysluottoa.com?

Santtu Korpela leads the firm as CEO, per the firm's official communications. He also holds board roles in related Finnish specialty-finance companies including Yrityslaina Oy. Day-to-day credit decisions are automated through the platform's matching engine, which pairs SME applications with underwriters from a pre-vetted panel of banks and alternative lenders.

### Does Yritysluottoa.com use its own balance sheet to make loans?

No. The firm operates as a loan marketplace and broker, not a balance-sheet lender. It earns origination and servicing fees by connecting Finnish SMEs with third-party banks and credit institutions. This means Yritysluottoa.com does not take direct credit risk on the loans it arranges.

### What types of financing does the platform arrange?

The platform arranges unsecured business loans, lines of credit, and invoice financing for SMEs. Typical loan sizes range from €10,000 to €500,000. The firm targets working-capital needs across construction, retail, hospitality, and professional services sectors.

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- [JBC Solutions](https://altss.com/profile/jbc-solutions)

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Last updated: 2026-08-11T02:43:31.692Z

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