# Zhang Financial

Zhang Financial is a Multi Family Office based in Portage, United States.

## Overview

- **Organization type:** Multi Family Office
- **Headquarters:** Portage, United States
- **Region:** North America
- **Address:** 5931 Oakland Drive, Portage, MI 49024, United States
- **Founded:** 1991
- **Assets under management:** 7.2B (Altss estimate)
- **Website:** zhangfinancial.com
- **LinkedIn:** https://www.linkedin.com/company/zhang-financial

## Regulatory record

- **CRD number:** 159257
- **SEC file number:** 801-72987
- **Registration status:** APPROVED
- **Latest Form ADV filing:** 2026-03-31T05:00:00.000Z
- **Reports private funds:** No
- **Private funds reported:** 0
- **IAPD record:** https://adviserinfo.sec.gov/firm/summary/159257

## About

Zhang Financial was established in 1991 by Charles Zhang in Portage, Michigan. Lynn Chen-Zhang serves as CEO and Alex Zhang holds the role of Senior Vice President. The firm allocates across equities, fixed income, and private equity while maintaining positions in ETFs such as VOO and VTI. It also holds exposure to Bitcoin and Ethereum through ETF vehicles. Geographic focus remains North America with primary activity in the United States. The office executes through direct holdings and ETF mandates rather than external fund commitments. Assets under management stand at $7.2 billion. The firm operates two Michigan offices and maintains a relationship with Western Michigan University through board service and donations. Charles Zhang and Lynn Chen-Zhang participate in industry events including the Barron’s Top Advisor Summit in 2025. Philanthropic activity occurs through the Charles and Lynn Zhang Foundation. The firm’s architecture centers on a fee-only model that originated from Charles Zhang’s advisory practice and remains the core operating mandate. This structure separates investment advice from product sales and shapes client relationships around multigenerational planning.

## Sectors

- FinTech
- Healthcare Services
- Private Equity

## Offices

- Ada, MI, United States

## People

- Charles Zhang — Founder and President
- Lynn Chen-Zhang — CEO
- Alex Zhang — Senior Vice President

## Questions

### Who runs investment decisions at Zhang Financial?

Charles Zhang serves as Founder and President. Lynn Chen-Zhang acts as CEO. Investment decisions follow an evidence-based, fee-only philosophy documented on the firm site.

### How does Zhang Financial source proprietary deal flow?

The firm sources through its long-standing advisory client relationships and regional Michigan network. No external fund commitments or club deals appear in public records.

### Does Zhang Financial participate in fund commitments or only direct deals?

Public filings show ETF holdings and direct positions. No external fund commitments are disclosed in available records.

### What is Zhang Financial’s known posture on co-investments alongside external GPs?

No co-investment activity alongside external GPs is disclosed in public records or filings.

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- [Shigin Research Institute of Regional Economy](https://altss.com/profile/shigin-research-institute-of-regional-economy)
- [Equens Pension Fund](https://altss.com/profile/equens-pension-fund)

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Last updated: 2026-08-10T16:43:52.159Z

Canonical page: https://altss.com/profile/zhang-financial

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