Family Office Decision-Maker
A family office decision-maker is the person (or group) with authority to approve allocations or investments for the family office.
Allocator relevance: The core targeting concept—mislabeling decision-makers is one of the biggest sources of wasted outreach and slow cycles.
Expanded Definition
Decision-making in family offices can be centralized (principal-led) or structured (CIO + IC). Titles are inconsistent, so “decision-maker” should be defined behaviorally: who can approve, who can veto, and who controls allocation sizing. Many offices also include gatekeepers who control access and information flow.
For allocator intelligence, the goal is to map decision authority and decision chain rather than guessing based on title.
How It Works in Practice
Teams confirm decision-makers through role validation, observed actions (who attends meetings, who requests materials, who signs), and consistent decision pathways over time. Decision-makers may differ by asset class (fund commitments vs direct investments) and by ticket size.
Decision Authority and Governance
Governance defines whether decisions sit with the principal, IC, or CIO. High-quality datasets classify stakeholders into: final authority, approver, influencer, and gatekeeper.
Common Misconceptions
- CIO is always the decision-maker.
- Executive Director always approves investments.
- Gatekeepers have no influence.
Key Takeaways
- Decision-makers must be identified by authority, not title.
- Decision-making can vary by investment type and size.
- Mapping chains improves conversion and speed.